🌍 ClimateRiskCheck

Natural Disaster Risk in Wapakoneta

Ohio

5.1out of 10
Moderate Risk

Risk Summary for Wapakoneta

Wapakoneta scores 5.1/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Earthquake.

Top Hazards

Earthquake Hail Ice Storm

All 18 Hazard Scores

Earthquake
8.0
Hail
7.3
Ice Storm
6.6
Winter Weather
6.4
Tornado
6.3
Hurricane
6.0
Strong Wind
5.7
Tsunami
5.4
Lightning
5.1
Volcanic Activity
5.1
Coastal Flooding
4.9
Cold Wave
4.6
Avalanche
4.5
Extreme Heat
4.0
Landslide
4.0
Wildfire
1.7
Drought
1.7
Riverine Flooding
1.0

How it compares

Wapakoneta
5.1
Ohio avg.
5.8
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Wapakoneta, Ohio

Wapakoneta, in Auglaize County, is a city of approximately 17,998 residents situated in the interior eastern United States. Its humid continental climate brings cold winters with lake-effect snow in the north and warm, humid summers, and in particular spring tornado risk and winter ice storms. These conditions collectively define the natural hazard environment that Wapakoneta residents and property owners must navigate.

According to FEMA's National Risk Index, Wapakoneta carries an overall risk score of 5.1/10, placing it in the moderate category. Seismic activity is the dominant hazard, with the community situated in or near an active tectonic zone capable of producing damaging ground shaking. The area also faces notable exposure to hail and ice storm.

Within Ohio, Wapakoneta's risk is, slightly below the 5.8/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Auglaize County identifies earthquake as the foremost hazard, followed by hail and ice storm. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, Wapakoneta residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for earthquake is recommended.

What this means for Wapakoneta: Earthquake preparedness

  • Identify "drop, cover, and hold on" spots in each room and keep an emergency kit with water for at least 72 hours.
  • Standard homeowners insurance excludes earthquake damage β€” a separate earthquake policy or endorsement is needed.
  • Secure heavy furniture, water heaters, and shelving to wall studs to reduce injury and damage during shaking.

Local Factors for Wapakoneta

These city-level factors differentiate Wapakoneta from other communities in Auglaize County and provide geographic context for its hazard exposure.

Population

17,998

Suburban

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 40.6Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 1.7/10

Coordinates

40.5699Β° N, 84.1520Β° W

Auglaize County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Wapakoneta

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Wapakoneta

Other cities in Ohio

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.