🌍 ClimateRiskCheck

Natural Disaster Risk in Windsor

Ohio

6.1out of 10
High Risk

Risk Summary for Windsor

Windsor scores 6.1/10 (High risk), above the U.S. average of 4.5. The leading hazard is Coastal Flooding.

Top Hazards

Coastal Flooding Winter Weather Strong Wind

All 18 Hazard Scores

Winter Weather
9.0
Coastal Flooding
9.0
Strong Wind
8.9
Tornado
8.1
Ice Storm
7.4
Hail
7.3
Hurricane
6.8
Lightning
6.7
Earthquake
6.0
Extreme Heat
5.7
Tsunami
5.4
Volcanic Activity
5.1
Avalanche
4.5
Wildfire
4.4
Cold Wave
4.3
Landslide
3.2
Drought
1.7
Riverine Flooding
1.0

How it compares

Windsor
6.1
Ohio avg.
5.8
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Windsor, Ohio

Located in the Great Lakes region in Ashtabula County, Windsor is a small community of about 1,759. The humid continental climate that characterizes this part of Ohio β€” marked by cold winters with lake-effect snow in the north and warm, humid summers β€” directly influences the types and severity of natural hazards present, making Windsor a community where hazard awareness has real practical value.

FEMA rates Windsor's composite natural disaster risk at 6.1 out of 10 β€” high risk. Coastal flooding is the dominant hazard, with storm surge from tropical systems and nor'easters capable of inundating low-lying shoreline areas well above normal tidal levels. Residents should also account for winter and wind risk in their preparedness planning.

Relative to other U.S. communities, Windsor's natural disaster risk is above the U.S. national average of 4.5/10, near the 5.8/10 state average. The hazard distribution here is led by coastal flood and winter, as measured by FEMA across Ashtabula County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a high natural disaster risk rating, Windsor residents benefit from taking preparedness seriously. Reviewing insurance coverage for coastal flood and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Windsor: Coastal Flooding preparedness

  • Know your evacuation zone and monitor tidal and surge forecasts during coastal storms.
  • Elevate utilities and consider flood-resistant construction in low-lying shoreline areas.
  • Coastal flood and storm-surge damage requires separate flood insurance, not standard homeowners coverage.

Local Factors for Windsor

These city-level factors differentiate Windsor from other communities in Ashtabula County and provide geographic context for its hazard exposure.

Population

1,759

Small Town

Geographic Zone

Great Lakes

Lake-effect snow & wind risk

Climate Band

Moderate Continental

Latitude 41.6Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 4.4/10

Coordinates

41.5513Β° N, 80.9745Β° W

Ashtabula County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Windsor

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Windsor

Other cities in Ohio

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.