🌍 ClimateRiskCheck

Natural Disaster Risk in Zanesfield

Ohio

5.6out of 10
Moderate Risk

Risk Summary for Zanesfield

Zanesfield scores 5.6/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Hail.

Top Hazards

Hail Ice Storm Earthquake

All 18 Hazard Scores

Hail
7.9
Ice Storm
7.9
Earthquake
7.3
Winter Weather
7.3
Landslide
7.0
Tornado
6.6
Cold Wave
6.0
Hurricane
5.8
Tsunami
5.4
Strong Wind
5.2
Volcanic Activity
5.1
Lightning
5.0
Coastal Flooding
4.9
Avalanche
4.5
Extreme Heat
3.7
Drought
3.6
Wildfire
1.8
Riverine Flooding
1.0

How it compares

Zanesfield
5.6
Ohio avg.
5.8
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Zanesfield, Ohio

Zanesfield, in Logan County, is a small community of about 1,538 situated in the interior eastern United States. Its humid continental climate brings cold winters with lake-effect snow in the north and warm, humid summers, and in particular spring tornado risk and winter ice storms. These conditions collectively define the natural hazard environment that Zanesfield residents and property owners must navigate.

According to FEMA's National Risk Index, Zanesfield carries an overall risk score of 5.6/10, placing it in the moderate category. Large hail is the dominant natural hazard, with supercell thunderstorms regularly producing damaging hailstones capable of destroying crops, vehicles, and roofs. The area also faces notable exposure to ice storm and earthquake.

Within Ohio, Zanesfield's risk is, near the 5.8/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Logan County identifies hail as the foremost hazard, followed by ice storm and earthquake. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, Zanesfield residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for hail is recommended.

What this means for Zanesfield: Hail preparedness

  • Document roof and property condition annually to streamline any future hail claims.
  • Impact-resistant (Class 4) roofing can reduce hail damage and may lower insurance premiums.
  • Park vehicles under cover when severe storms are forecast to avoid costly hail damage.

Local Factors for Zanesfield

These city-level factors differentiate Zanesfield from other communities in Logan County and provide geographic context for its hazard exposure.

Population

1,538

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 40.3Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 1.8/10

Coordinates

40.3327Β° N, 83.6311Β° W

Logan County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Zanesfield

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Zanesfield

Other cities in Ohio

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.