🌍 ClimateRiskCheck

Natural Disaster Risk in Beaver County

Oklahoma

5.3out of 10
Moderate Risk

Risk Summary for Beaver County

Beaver County scores 5.3/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Drought.

Top Hazards

Drought Ice Storm Wildfire

All 18 Hazard Scores

Drought
9.9
Ice Storm
9.4
Wildfire
8.7
Strong Wind
6.6
Winter Weather
6.0
Cold Wave
5.7
Hail
5.5
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Hurricane
4.7
Avalanche
4.5
Tornado
4.3
Earthquake
2.9
Lightning
2.7
Extreme Heat
2.2
Landslide
1.7
Riverine Flooding
1.0

How it compares

Beaver County
5.3
Oklahoma avg.
6.4
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Beaver County, Oklahoma

Beaver County is located in the United States in Oklahoma, home to roughly 5,045 residents. The county experiences hot summers, variable winters, and exposure at the center of Tornado Alley, with a globally significant tornado season that peaks in spring shaping the natural hazards faced by its communities. FEMA assesses risk at this county level, providing the baseline for every city and ZIP code within its boundaries.

According to FEMA's National Risk Index, Beaver County carries an overall risk score of 5.3/10, placing it in the moderate category. Prolonged drought is the primary hazard risk, shaped by low annual rainfall, high evaporation rates, and increasing temperature trends that deepen and lengthen dry periods. The area also faces notable exposure to ice storm and wildfire.

Beaver County's risk score, slightly below the 6.4/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Beaver County, the highest-scoring are drought, ice storm, and wildfire. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a moderate risk rating, Beaver County residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for drought is recommended.

What this means for Beaver County: Drought preparedness

  • Adopt water-efficient landscaping and fixtures to reduce strain during extended dry periods.
  • Be aware that prolonged drought raises secondary risks including wildfire and foundation soil movement.
  • Follow local water-use restrictions, which may be enacted during severe drought conditions.

Cities in Beaver County

ZIP codes in Beaver County

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. For informational purposes only.