🌍 ClimateRiskCheck

Natural Disaster Risk in Caddo County

Oklahoma

7.1out of 10
High Risk

Risk Summary for Caddo County

Caddo County scores 7.1/10 (High risk), above the U.S. average of 4.5. The leading hazard is Ice Storm.

Top Hazards

Ice Storm Drought Hail

All 18 Hazard Scores

Ice Storm
9.3
Drought
9.0
Hail
8.9
Wildfire
8.7
Tornado
8.5
Cold Wave
8.2
Strong Wind
7.9
Extreme Heat
7.7
Landslide
7.4
Winter Weather
7.2
Earthquake
6.4
Hurricane
5.9
Tsunami
5.4
Volcanic Activity
5.1
Lightning
4.9
Coastal Flooding
4.9
Avalanche
4.5
Riverine Flooding
1.0

How it compares

Caddo County
7.1
Oklahoma avg.
6.4
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Caddo County, Oklahoma

Caddo County is located in the United States in Oklahoma, home to roughly 26,908 residents. The county experiences hot summers, variable winters, and exposure at the center of Tornado Alley, with a globally significant tornado season that peaks in spring shaping the natural hazards faced by its communities. FEMA assesses risk at this county level, providing the baseline for every city and ZIP code within its boundaries.

FEMA rates Caddo County's composite natural disaster risk at 7.1 out of 10 β€” high risk. Freezing rain and ice accretion are the primary winter hazard, with glaze ice events capable of downing power lines, snapping tree limbs, and making roads impassable for days. Residents should also account for drought and hail risk in their preparedness planning.

Caddo County's risk score, slightly above the 6.4/10 state average and well above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Caddo County, the highest-scoring are ice storm, drought, and hail. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Caddo County's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for Caddo County: Ice Storm preparedness

  • Prepare for multi-day power outages, as ice accretion frequently downs power lines.
  • Keep walkways treated and avoid travel during freezing-rain events.
  • Have a backup heat source and charged devices ready before winter storms arrive.

Cities in Caddo County

ZIP codes in Caddo County

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. For informational purposes only.