🌍 ClimateRiskCheck

Natural Disaster Risk in Cimarron County

Oklahoma

4.9out of 10
Moderate Risk

Risk Summary for Cimarron County

Cimarron County scores 4.9/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Drought.

Top Hazards

Drought Lightning Cold Wave

All 18 Hazard Scores

Drought
9.9
Lightning
8.8
Wildfire
7.6
Cold Wave
7.6
Winter Weather
6.5
Hail
5.7
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Ice Storm
3.2
Earthquake
3.0
Tornado
2.8
Hurricane
2.4
Landslide
2.1
Strong Wind
2.0
Extreme Heat
1.6
Riverine Flooding
1.0

How it compares

Cimarron County
4.9
Oklahoma avg.
6.4
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Cimarron County, Oklahoma

Cimarron County is located in the United States in Oklahoma, home to roughly 2,285 residents. The county experiences hot summers, variable winters, and exposure at the center of Tornado Alley, with a globally significant tornado season that peaks in spring shaping the natural hazards faced by its communities. FEMA assesses risk at this county level, providing the baseline for every city and ZIP code within its boundaries.

According to FEMA's National Risk Index, Cimarron County carries an overall risk score of 4.9/10, placing it in the moderate category. Prolonged drought is the primary hazard risk, shaped by low annual rainfall, high evaporation rates, and increasing temperature trends that deepen and lengthen dry periods. The area also faces notable exposure to lightning and cold wave.

Cimarron County's risk score, slightly below the 6.4/10 state average and near the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Cimarron County, the highest-scoring are drought, lightning, and cold wave. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a moderate risk rating, Cimarron County residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for drought is recommended.

What this means for Cimarron County: Drought preparedness

  • Adopt water-efficient landscaping and fixtures to reduce strain during extended dry periods.
  • Be aware that prolonged drought raises secondary risks including wildfire and foundation soil movement.
  • Follow local water-use restrictions, which may be enacted during severe drought conditions.

Cities in Cimarron County

ZIP codes in Cimarron County

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. For informational purposes only.