🌍 ClimateRiskCheck

Natural Disaster Risk in Osage County

Oklahoma

6.9out of 10
High Risk

Risk Summary for Osage County

Osage County scores 6.9/10 (High risk), above the U.S. average of 4.5. The leading hazard is Ice Storm.

Top Hazards

Ice Storm Wildfire Extreme Heat

All 18 Hazard Scores

Ice Storm
9.7
Wildfire
9.5
Extreme Heat
9.2
Tornado
9.0
Drought
9.0
Landslide
8.9
Cold Wave
8.4
Winter Weather
7.8
Strong Wind
6.6
Lightning
5.9
Tsunami
5.4
Earthquake
5.2
Hurricane
5.2
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Hail
3.8
Riverine Flooding
1.0

How it compares

Osage County
6.9
Oklahoma avg.
6.4
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Osage County, Oklahoma

Osage County, in the United States in Oklahoma, is characterized by its semi-arid climate β€” hot summers, variable winters, and exposure at the center of Tornado Alley. The county faces a globally significant tornado season that peaks in spring, and its FEMA risk assessment establishes the hazard baseline shared by all the towns and cities it contains.

According to FEMA's National Risk Index, Osage County carries an overall risk score of 6.9/10, placing it in the high category. Ice storm risk tops the local winter hazard profile, with freezing rain events capable of coating roads, trees, and power lines with ice that causes widespread outages and dangerous travel conditions. The area also faces notable exposure to wildfire and heat.

Within Oklahoma, Osage County's risk is, slightly above the 6.4/10 state average. Nationally, it ranks well above the U.S. national average of 4.5/10. FEMA's analysis of Osage County identifies ice storm as the foremost hazard, followed by wildfire and heat. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Osage County's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for Osage County: Ice Storm preparedness

  • Have a backup heat source and charged devices ready before winter storms arrive.
  • Prepare for multi-day power outages, as ice accretion frequently downs power lines.
  • Keep walkways treated and avoid travel during freezing-rain events.

Cities in Osage County

ZIP codes in Osage County

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. For informational purposes only.