🌍 ClimateRiskCheck

Natural Disaster Risk in Tulsa

Oklahoma

8.1out of 10
Very High Risk

Risk Summary for Tulsa

Tulsa scores 8.1/10 (Very High risk), above the U.S. average of 4.5. The leading hazard is Extreme Heat.

Top Hazards

Extreme Heat Ice Storm Hail

All 18 Hazard Scores

Extreme Heat
10.0
Ice Storm
10.0
Tornado
9.9
Strong Wind
9.9
Hail
9.9
Cold Wave
9.5
Lightning
9.3
Wildfire
9.2
Earthquake
9.1
Winter Weather
9.1
Drought
7.7
Landslide
7.3
Hurricane
6.4
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Riverine Flooding
1.0

How it compares

Tulsa
8.1
Oklahoma avg.
6.4
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

High-risk area β€” review your coverage carefully

Properties in very high-risk areas often require specialized coverage that standard homeowners policies do not include. Consider flood insurance through the NFIP, wildfire-specific endorsements, or earthquake riders depending on your top hazards. Premiums in these areas can be significantly higher than average.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Tulsa, Oklahoma

Located in the interior eastern United States in Tulsa County, Tulsa is a city of approximately 48,699 residents. The semi-arid climate that characterizes this part of Oklahoma β€” marked by hot summers, variable winters, and exposure at the center of Tornado Alley β€” directly influences the types and severity of natural hazards present, making Tulsa a community where hazard awareness has real practical value.

Tulsa's overall natural disaster risk is rated 8.1/10 (Very High) by FEMA's National Risk Index. Heat wave risk stands out as the primary natural hazard here, with above-average summer temperatures amplified by urban heat island effects in developed areas. Secondary hazards include ice storm and hail.

Relative to other U.S. communities, Tulsa's natural disaster risk is well above the U.S. national average of 4.5/10, considerably above the 6.4/10 state average. The hazard distribution here is led by heat and ice storm, as measured by FEMA across Tulsa County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Given Tulsa's very high risk classification, residents should treat disaster preparedness as a year-round priority. This means maintaining updated homeowners and flood insurance, building a 72-hour emergency kit, knowing the evacuation routes for the primary hazards, and signing up for local emergency alert systems.

What this means for Tulsa: Extreme Heat preparedness

  • Check on elderly neighbors and never leave children or pets in parked vehicles.
  • Stay hydrated and limit outdoor activity during the hottest hours when heat advisories are issued.
  • Ensure reliable air conditioning and identify nearby cooling centers for extreme heat days.

Local Factors for Tulsa

These city-level factors differentiate Tulsa from other communities in Tulsa County and provide geographic context for its hazard exposure.

Population

48,699

Suburban

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 36.0Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 9.2/10

Coordinates

36.0411Β° N, 95.8795Β° W

Tulsa County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Tulsa

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Tulsa

Other cities in Oklahoma

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.