🌍 ClimateRiskCheck

Natural Disaster Risk in Ashland

Oregon

6.1out of 10
High Risk

Risk Summary for Ashland

Ashland scores 6.1/10 (High risk), above the U.S. average of 4.5. The leading hazard is Wildfire.

Top Hazards

Wildfire Earthquake Volcanic Activity

All 18 Hazard Scores

Wildfire
9.9
Earthquake
9.8
Volcanic Activity
9.8
Winter Weather
9.7
Extreme Heat
9.6
Landslide
8.8
Avalanche
8.7
Lightning
6.5
Tsunami
5.4
Hail
5.0
Coastal Flooding
4.9
Strong Wind
3.7
Ice Storm
3.2
Drought
2.7
Hurricane
2.4
Cold Wave
2.0
Tornado
1.8
Riverine Flooding
1.0

How it compares

Ashland
6.1
Oregon avg.
5.7
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Ashland, Oregon

Ashland is a city of approximately 26,512 residents in Jackson County, in the western mountain region near the Pacific Coast. The area experiences mild, wet winters on the coast and semi-arid conditions inland, with a high wildfire risk period in the dry summer months shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Ashland.

According to FEMA's National Risk Index, Ashland carries an overall risk score of 6.1/10, placing it in the high category. Fire risk is the leading concern in the area, where seasonal drought and combustible vegetation combine to create a high-risk wildfire environment. The area also faces notable exposure to earthquake and volcano.

Ashland's risk score, near the 5.7/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Jackson County, the highest-scoring are wildfire, earthquake, and volcano. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a high natural disaster risk rating, Ashland residents benefit from taking preparedness seriously. Reviewing insurance coverage for wildfire and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Ashland: Wildfire preparedness

  • Create defensible space by clearing flammable vegetation within 30–100 feet of structures.
  • Use fire-resistant roofing and screen vents to block ember intrusion, the leading cause of home ignition.
  • Prepare a go-bag and evacuation plan; wildfires can move faster than expected when winds pick up.

Local Factors for Ashland

These city-level factors differentiate Ashland from other communities in Jackson County and provide geographic context for its hazard exposure.

Population

26,512

Suburban

Geographic Zone

Pacific Coast

Tsunami, coastal flood & wildfire risk

Climate Band

Cool Continental

Latitude 42.2Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 9.9/10

Coordinates

42.1547Β° N, 122.5317Β° W

Jackson County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Ashland

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Ashland

Other cities in Oregon

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.