🌍 ClimateRiskCheck

Natural Disaster Risk in Chiloquin

Oregon

5.9out of 10
Moderate Risk

Risk Summary for Chiloquin

Chiloquin scores 5.9/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Volcanic Activity.

Top Hazards

Volcanic Activity Avalanche Earthquake

All 18 Hazard Scores

Volcanic Activity
9.9
Avalanche
9.7
Wildfire
9.5
Earthquake
9.5
Winter Weather
9.3
Extreme Heat
7.4
Cold Wave
7.3
Landslide
6.4
Lightning
5.4
Tsunami
5.4
Coastal Flooding
4.9
Hail
3.5
Drought
3.4
Ice Storm
3.4
Hurricane
2.4
Strong Wind
1.8
Tornado
1.6
Riverine Flooding
1.0

How it compares

Chiloquin
5.9
Oregon avg.
5.7
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Chiloquin, Oregon

Chiloquin is a town of roughly 3,643 residents in Klamath County, in the western mountain region near the Pacific Coast. The area experiences mild, wet winters on the coast and semi-arid conditions inland, with a high wildfire risk period in the dry summer months shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Chiloquin.

FEMA rates Chiloquin's composite natural disaster risk at 5.9 out of 10 β€” moderate risk. The threat from nearby active volcanoes tops the local risk profile, with potential hazards including ash fall that disrupts air travel and agriculture, and lava that threatens infrastructure. Residents should also account for avalanche and earthquake risk in their preparedness planning.

Chiloquin's risk score, near the 5.7/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Klamath County, the highest-scoring are volcano, avalanche, and earthquake. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a moderate risk rating, Chiloquin residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for volcano is recommended.

What this means for Chiloquin: Volcanic Activity preparedness

  • Keep dust masks and eye protection on hand for ashfall events, which can affect breathing and visibility.
  • Monitor official volcano alert levels and have an evacuation plan for lava or lahar zones.
  • Protect electronics and HVAC systems from fine volcanic ash during eruptions.

Local Factors for Chiloquin

These city-level factors differentiate Chiloquin from other communities in Klamath County and provide geographic context for its hazard exposure.

Population

3,643

Small Town

Geographic Zone

Pacific Coast

Tsunami, coastal flood & wildfire risk

Climate Band

Cool Continental

Latitude 42.7Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 9.5/10

Coordinates

42.7212Β° N, 121.6941Β° W

Klamath County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Chiloquin

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Chiloquin

Other cities in Oregon

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.