Natural Disaster Risk in Fort Klamath
Oregon
5.9out of 10
Risk Summary for Fort Klamath
Average natural disaster risk for the United States. Standard homeowners insurance typically covers common hazards here.
Top Hazards
Volcanic Activity Avalanche Earthquake
All 18 Hazard Scores
Volcanic Activity 9.9
Avalanche 9.7
Wildfire 9.5
Earthquake 9.5
Winter Weather 9.3
Extreme Heat 7.4
Cold Wave 7.3
Landslide 6.4
Lightning 5.4
Tsunami 5.4
Coastal Flooding 4.9
Hail 3.5
Drought 3.4
Ice Storm 3.4
Hurricane 2.4
Strong Wind 1.8
Tornado 1.6
Riverine Flooding 1.0
How it compares
Fort Klamath 5.9
Oregon avg. 5.7
US national avg. 4.5
Live Conditions
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🏠 What this means for insurance
Average risk — standard coverage usually sufficient
This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
ZIP Codes in Fort Klamath
Other cities in Oregon
Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.