🌍 ClimateRiskCheck

Natural Disaster Risk in Haines

Oregon

5.4out of 10
Moderate Risk

Risk Summary for Haines

Haines scores 5.4/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Avalanche.

Top Hazards

Avalanche Wildfire Volcanic Activity

All 18 Hazard Scores

Avalanche
9.8
Wildfire
9.7
Volcanic Activity
9.3
Landslide
8.5
Earthquake
8.1
Winter Weather
7.8
Tsunami
5.4
Coastal Flooding
4.9
Extreme Heat
4.8
Hail
4.6
Lightning
3.3
Ice Storm
3.3
Drought
2.7
Cold Wave
2.7
Hurricane
2.4
Strong Wind
2.1
Tornado
1.8
Riverine Flooding
1.0

How it compares

Haines
5.4
Oregon avg.
5.7
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Haines, Oregon

Haines is a small community of about 863 in Baker County, in the Pacific Northwest. The area experiences mild, wet winters on the coast and semi-arid conditions inland, with a high wildfire risk period in the dry summer months shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Haines.

FEMA rates Haines's composite natural disaster risk at 5.4 out of 10 β€” moderate risk. Snow avalanche exposure tops the local risk profile, with the area's mountain setting and annual snowfall loading producing regular avalanche cycles on steep slopes. Residents should also account for wildfire and volcano risk in their preparedness planning.

Haines's risk score, near the 5.7/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Baker County, the highest-scoring are avalanche, wildfire, and volcano. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a moderate risk rating, Haines residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for avalanche is recommended.

What this means for Haines: Avalanche preparedness

  • Check avalanche forecasts before backcountry travel and carry a beacon, probe, and shovel.
  • Be aware of slope angles and recent snow loading, which drive avalanche risk.
  • Properties in runout zones may require specialized hazard assessment and insurance.

Local Factors for Haines

These city-level factors differentiate Haines from other communities in Baker County and provide geographic context for its hazard exposure.

Population

863

Rural

Geographic Zone

Pacific Coast

Tsunami, coastal flood & wildfire risk

Climate Band

Cool Continental

Latitude 44.9Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 9.7/10

Coordinates

44.9347Β° N, 118.0595Β° W

Baker County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Haines

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Haines

Other cities in Oregon

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.