🌍 ClimateRiskCheck

Natural Disaster Risk in Hood River

Oregon

5.5out of 10
Moderate Risk

Risk Summary for Hood River

Hood River scores 5.5/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Volcanic Activity.

Top Hazards

Volcanic Activity Wildfire Landslide

All 18 Hazard Scores

Volcanic Activity
10.0
Wildfire
9.5
Landslide
8.8
Ice Storm
8.7
Avalanche
8.5
Earthquake
7.9
Tsunami
5.4
Extreme Heat
5.3
Winter Weather
4.9
Coastal Flooding
4.9
Strong Wind
4.3
Cold Wave
4.1
Lightning
2.8
Drought
2.6
Hurricane
2.4
Hail
2.0
Tornado
1.8
Riverine Flooding
1.0

How it compares

Hood River
5.5
Oregon avg.
5.7
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Hood River, Oregon

Located in the Pacific Northwest in Hood River County, Hood River is a city of approximately 19,138 residents. The oceanic climate that characterizes this part of Oregon β€” marked by mild, wet winters on the coast and semi-arid conditions inland β€” directly influences the types and severity of natural hazards present, making Hood River a community where hazard awareness has real practical value.

Hood River's overall natural disaster risk is rated 5.5/10 (Moderate) by FEMA's National Risk Index. Volcanic hazard exposure defines the local risk environment, driven by proximity to one of the most active volcanic systems in the United States. Secondary hazards include wildfire and landslide.

Relative to other U.S. communities, Hood River's natural disaster risk is above the U.S. national average of 4.5/10, near the 5.7/10 state average. The hazard distribution here is led by volcano and wildfire, as measured by FEMA across Hood River County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Hood River's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that volcano exposure is adequately protected is a worthwhile step for property owners.

What this means for Hood River: Volcanic Activity preparedness

  • Monitor official volcano alert levels and have an evacuation plan for lava or lahar zones.
  • Protect electronics and HVAC systems from fine volcanic ash during eruptions.
  • Keep dust masks and eye protection on hand for ashfall events, which can affect breathing and visibility.

Local Factors for Hood River

These city-level factors differentiate Hood River from other communities in Hood River County and provide geographic context for its hazard exposure.

Population

19,138

Suburban

Geographic Zone

Pacific Coast

Tsunami, coastal flood & wildfire risk

Climate Band

Cool Continental

Latitude 45.6Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 9.5/10

Coordinates

45.6119Β° N, 121.6109Β° W

Hood River County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Hood River

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Hood River

Other cities in Oregon

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.