Natural Disaster Risk in Hubbard
Oregon
Risk Summary for Hubbard
Hubbard scores 6.9/10 (High risk), above the U.S. average of 4.5. The leading hazard is Earthquake.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
π What this means for insurance
Above-average risk β check your policy limits
Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Hubbard, Oregon
Hubbard, in Marion County, is a town of roughly 5,044 residents situated in the Pacific Northwest. Its oceanic climate brings mild, wet winters on the coast and semi-arid conditions inland, and in particular a high wildfire risk period in the dry summer months. These conditions collectively define the natural hazard environment that Hubbard residents and property owners must navigate.
According to FEMA's National Risk Index, Hubbard carries an overall risk score of 6.9/10, placing it in the high category. Seismic activity is the dominant hazard, with the community situated in or near an active tectonic zone capable of producing damaging ground shaking. The area also faces notable exposure to volcano and heat.
Within Oregon, Hubbard's risk is, slightly above the 5.7/10 state average. Nationally, it ranks well above the U.S. national average of 4.5/10. FEMA's analysis of Marion County identifies earthquake as the foremost hazard, followed by volcano and heat. These rankings reflect the relative frequency and severity of each hazard type in the local environment.
Hubbard's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.
What this means for Hubbard: Earthquake preparedness
- Identify "drop, cover, and hold on" spots in each room and keep an emergency kit with water for at least 72 hours.
- Standard homeowners insurance excludes earthquake damage β a separate earthquake policy or endorsement is needed.
- Secure heavy furniture, water heaters, and shelving to wall studs to reduce injury and damage during shaking.
Local Factors for Hubbard
These city-level factors differentiate Hubbard from other communities in Marion County and provide geographic context for its hazard exposure.
Population
5,044
Small TownGeographic Zone
Pacific Coast
Tsunami, coastal flood & wildfire risk
Climate Band
Cool Continental
Latitude 45.2Β°
Flood Terrain
Minimal β county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
Moderate β summer fire risk
Fire score: 6.5/10
Coordinates
45.1795Β° N, 122.7856Β° W
Marion County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Hubbard
Last 12 months Β· Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Hubbard
Other cities in Oregon
Data source: FEMA National Risk Index (NRI). Scores normalized to 1β10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.