🌍 ClimateRiskCheck

Natural Disaster Risk in La Pine

Oregon

6.7out of 10
High Risk

Risk Summary for La Pine

La Pine scores 6.7/10 (High risk), above the U.S. average of 4.5. The leading hazard is Volcanic Activity.

Top Hazards

Volcanic Activity Avalanche Wildfire

All 18 Hazard Scores

Volcanic Activity
10.0
Wildfire
9.8
Avalanche
9.8
Lightning
8.9
Winter Weather
8.8
Earthquake
8.5
Landslide
8.4
Hail
8.2
Cold Wave
7.1
Ice Storm
6.2
Extreme Heat
6.0
Tsunami
5.4
Strong Wind
5.0
Coastal Flooding
4.9
Drought
2.6
Hurricane
2.4
Tornado
2.0
Riverine Flooding
1.0

How it compares

La Pine
6.7
Oregon avg.
5.7
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: La Pine, Oregon

Located in the western mountain region near the Pacific Coast in Deschutes County, La Pine is a city of approximately 13,183 residents. The oceanic climate that characterizes this part of Oregon β€” marked by mild, wet winters on the coast and semi-arid conditions inland β€” directly influences the types and severity of natural hazards present, making La Pine a community where hazard awareness has real practical value.

FEMA rates La Pine's composite natural disaster risk at 6.7 out of 10 β€” high risk. Volcanic activity is the foremost natural hazard, with the area situated near active volcanic systems capable of producing lava flows, ashfall, and pyroclastic hazards. Residents should also account for avalanche and wildfire risk in their preparedness planning.

Relative to other U.S. communities, La Pine's natural disaster risk is well above the U.S. national average of 4.5/10, slightly above the 5.7/10 state average. The hazard distribution here is led by volcano and avalanche, as measured by FEMA across Deschutes County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

La Pine's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for La Pine: Volcanic Activity preparedness

  • Monitor official volcano alert levels and have an evacuation plan for lava or lahar zones.
  • Protect electronics and HVAC systems from fine volcanic ash during eruptions.
  • Keep dust masks and eye protection on hand for ashfall events, which can affect breathing and visibility.

Local Factors for La Pine

These city-level factors differentiate La Pine from other communities in Deschutes County and provide geographic context for its hazard exposure.

Population

13,183

Suburban

Geographic Zone

Pacific Coast

Tsunami, coastal flood & wildfire risk

Climate Band

Cool Continental

Latitude 43.7Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 9.8/10

Coordinates

43.6726Β° N, 121.4869Β° W

Deschutes County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for La Pine

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in La Pine

Other cities in Oregon

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.