🌍 ClimateRiskCheck

Natural Disaster Risk in Monroe

Oregon

5.3out of 10
Moderate Risk

Risk Summary for Monroe

Monroe scores 5.3/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Earthquake.

Top Hazards

Earthquake Landslide Volcanic Activity

All 18 Hazard Scores

Earthquake
9.8
Landslide
9.8
Volcanic Activity
9.3
Extreme Heat
8.3
Avalanche
8.3
Ice Storm
6.4
Tsunami
5.4
Winter Weather
5.2
Coastal Flooding
4.9
Lightning
4.8
Wildfire
4.5
Cold Wave
2.6
Drought
2.5
Tornado
2.4
Hurricane
2.4
Strong Wind
2.4
Hail
1.8
Riverine Flooding
1.0

How it compares

Monroe
5.3
Oregon avg.
5.7
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Monroe, Oregon

Monroe is a town of roughly 3,422 residents in Benton County, in the Pacific Northwest. The area experiences mild, wet winters on the coast and semi-arid conditions inland, with a high wildfire risk period in the dry summer months shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Monroe.

FEMA rates Monroe's composite natural disaster risk at 5.3 out of 10 β€” moderate risk. The area's position within a seismically active region makes earthquake preparedness a top priority for residents and property owners alike. Residents should also account for landslide and volcano risk in their preparedness planning.

Monroe's risk score, slightly below the 5.7/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Benton County, the highest-scoring are earthquake, landslide, and volcano. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a moderate risk rating, Monroe residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for earthquake is recommended.

What this means for Monroe: Earthquake preparedness

  • Standard homeowners insurance excludes earthquake damage β€” a separate earthquake policy or endorsement is needed.
  • Secure heavy furniture, water heaters, and shelving to wall studs to reduce injury and damage during shaking.
  • Identify "drop, cover, and hold on" spots in each room and keep an emergency kit with water for at least 72 hours.

Local Factors for Monroe

These city-level factors differentiate Monroe from other communities in Benton County and provide geographic context for its hazard exposure.

Population

3,422

Small Town

Geographic Zone

Pacific Coast

Tsunami, coastal flood & wildfire risk

Climate Band

Cool Continental

Latitude 44.3Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” summer fire risk

Fire score: 4.5/10

Coordinates

44.3404Β° N, 123.3589Β° W

Benton County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Monroe

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Monroe

Other cities in Oregon

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.