🌍 ClimateRiskCheck

Natural Disaster Risk in Mount Vernon

Oregon

4.9out of 10
Moderate Risk

Risk Summary for Mount Vernon

Mount Vernon scores 4.9/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Volcanic Activity.

Top Hazards

Volcanic Activity Avalanche Wildfire

All 18 Hazard Scores

Volcanic Activity
9.6
Avalanche
9.5
Wildfire
9.4
Landslide
8.7
Lightning
7.9
Winter Weather
5.6
Tsunami
5.4
Coastal Flooding
4.9
Extreme Heat
3.9
Earthquake
3.3
Ice Storm
2.9
Drought
2.5
Cold Wave
2.5
Hurricane
2.4
Hail
2.3
Strong Wind
1.7
Tornado
1.4
Riverine Flooding
1.0

How it compares

Mount Vernon
4.9
Oregon avg.
5.7
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Mount Vernon, Oregon

Located in the Pacific Northwest in Grant County, Mount Vernon is a small community of about 921. The oceanic climate that characterizes this part of Oregon β€” marked by mild, wet winters on the coast and semi-arid conditions inland β€” directly influences the types and severity of natural hazards present, making Mount Vernon a community where hazard awareness has real practical value.

Mount Vernon's overall natural disaster risk is rated 4.9/10 (Moderate) by FEMA's National Risk Index. Volcanic hazard exposure defines the local risk environment, driven by proximity to one of the most active volcanic systems in the United States. Secondary hazards include avalanche and wildfire.

Relative to other U.S. communities, Mount Vernon's natural disaster risk is near the U.S. national average of 4.5/10, slightly below the 5.7/10 state average. The hazard distribution here is led by volcano and avalanche, as measured by FEMA across Grant County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a moderate risk rating, Mount Vernon residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for volcano is recommended.

What this means for Mount Vernon: Volcanic Activity preparedness

  • Monitor official volcano alert levels and have an evacuation plan for lava or lahar zones.
  • Protect electronics and HVAC systems from fine volcanic ash during eruptions.
  • Keep dust masks and eye protection on hand for ashfall events, which can affect breathing and visibility.

Local Factors for Mount Vernon

These city-level factors differentiate Mount Vernon from other communities in Grant County and provide geographic context for its hazard exposure.

Population

921

Rural

Geographic Zone

Pacific Coast

Tsunami, coastal flood & wildfire risk

Climate Band

Cool Continental

Latitude 44.4Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 9.4/10

Coordinates

44.4295Β° N, 119.1919Β° W

Grant County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Mount Vernon

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Mount Vernon

Other cities in Oregon

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.