🌍 ClimateRiskCheck

Natural Disaster Risk in Otis

Oregon

5.7out of 10
Moderate Risk

Risk Summary for Otis

Otis scores 5.7/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Tsunami.

Top Hazards

Tsunami Volcanic Activity Earthquake

All 18 Hazard Scores

Tsunami
10.0
Volcanic Activity
9.9
Earthquake
9.8
Landslide
9.8
Coastal Flooding
9.6
Ice Storm
8.9
Avalanche
8.6
Wildfire
5.7
Extreme Heat
4.6
Lightning
3.7
Strong Wind
2.5
Cold Wave
2.5
Hurricane
2.4
Drought
2.4
Tornado
2.2
Winter Weather
2.2
Hail
1.5
Riverine Flooding
1.0

How it compares

Otis
5.7
Oregon avg.
5.7
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Otis, Oregon

Located in the Pacific Northwest in Lincoln County, Otis is a town of roughly 2,803 residents. The oceanic climate that characterizes this part of Oregon β€” marked by mild, wet winters on the coast and semi-arid conditions inland β€” directly influences the types and severity of natural hazards present, making Otis a community where hazard awareness has real practical value.

Otis's overall natural disaster risk is rated 5.7/10 (Moderate) by FEMA's National Risk Index. Coastal tsunami exposure is the dominant hazard concern, with the regional tectonic environment capable of generating both local and distant-source tsunami waves. Secondary hazards include volcano and earthquake.

Relative to other U.S. communities, Otis's natural disaster risk is above the U.S. national average of 4.5/10, near the 5.7/10 state average. The hazard distribution here is led by tsunami and volcano, as measured by FEMA across Lincoln County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Otis's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that tsunami exposure is adequately protected is a worthwhile step for property owners.

What this means for Otis: Tsunami preparedness

  • Learn your community evacuation routes and the location of designated assembly areas.
  • Standard homeowners insurance excludes tsunami flooding; flood coverage may be needed.
  • If you feel strong shaking near the coast, move to high ground immediately β€” do not wait for an official warning.

Local Factors for Otis

These city-level factors differentiate Otis from other communities in Lincoln County and provide geographic context for its hazard exposure.

Population

2,803

Small Town

Geographic Zone

Pacific Coast

Tsunami, coastal flood & wildfire risk

Climate Band

Cool Continental

Latitude 45.0Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” summer fire risk

Fire score: 5.7/10

Coordinates

45.0073Β° N, 123.8915Β° W

Lincoln County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Otis

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Otis

Other cities in Oregon

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.