🌍 ClimateRiskCheck

Natural Disaster Risk in Pendleton

Oregon

7.5out of 10
High Risk

Risk Summary for Pendleton

Pendleton scores 7.5/10 (High risk), above the U.S. average of 4.5. The leading hazard is Volcanic Activity.

Top Hazards

Volcanic Activity Wildfire Avalanche

All 18 Hazard Scores

Volcanic Activity
9.8
Wildfire
9.7
Avalanche
9.5
Cold Wave
9.5
Ice Storm
9.5
Winter Weather
9.1
Landslide
9.1
Earthquake
8.9
Extreme Heat
8.8
Strong Wind
8.5
Drought
8.5
Lightning
6.1
Hail
5.8
Tsunami
5.4
Coastal Flooding
4.9
Tornado
2.4
Hurricane
2.4
Riverine Flooding
1.0

How it compares

Pendleton
7.5
Oregon avg.
5.7
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Pendleton, Oregon

Pendleton, in Umatilla County, is a city of approximately 21,575 residents situated in the Pacific Northwest. Its oceanic climate brings mild, wet winters on the coast and semi-arid conditions inland, and in particular a high wildfire risk period in the dry summer months. These conditions collectively define the natural hazard environment that Pendleton residents and property owners must navigate.

According to FEMA's National Risk Index, Pendleton carries an overall risk score of 7.5/10, placing it in the high category. Volcanic activity is the foremost natural hazard, with the area situated near active volcanic systems capable of producing lava flows, ashfall, and pyroclastic hazards. The area also faces notable exposure to wildfire and avalanche.

Within Oregon, Pendleton's risk is, considerably above the 5.7/10 state average. Nationally, it ranks well above the U.S. national average of 4.5/10. FEMA's analysis of Umatilla County identifies volcano as the foremost hazard, followed by wildfire and avalanche. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a high natural disaster risk rating, Pendleton residents benefit from taking preparedness seriously. Reviewing insurance coverage for volcano and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Pendleton: Volcanic Activity preparedness

  • Protect electronics and HVAC systems from fine volcanic ash during eruptions.
  • Keep dust masks and eye protection on hand for ashfall events, which can affect breathing and visibility.
  • Monitor official volcano alert levels and have an evacuation plan for lava or lahar zones.

Local Factors for Pendleton

These city-level factors differentiate Pendleton from other communities in Umatilla County and provide geographic context for its hazard exposure.

Population

21,575

Suburban

Geographic Zone

Pacific Coast

Tsunami, coastal flood & wildfire risk

Climate Band

Cool Continental

Latitude 45.7Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 9.7/10

Coordinates

45.6732Β° N, 118.8336Β° W

Umatilla County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Pendleton

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Pendleton

Other cities in Oregon

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.