🌍 ClimateRiskCheck

Natural Disaster Risk in Spray

Oregon

4.4out of 10
Moderate Risk

Risk Summary for Spray

Spray scores 4.4/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Volcanic Activity.

Top Hazards

Volcanic Activity Avalanche Wildfire

All 18 Hazard Scores

Volcanic Activity
9.5
Avalanche
9.3
Wildfire
9.0
Lightning
8.9
Landslide
7.3
Tsunami
5.4
Coastal Flooding
4.9
Earthquake
2.8
Drought
2.5
Hurricane
2.4
Winter Weather
2.2
Extreme Heat
1.9
Cold Wave
1.8
Ice Storm
1.8
Hail
1.7
Strong Wind
1.5
Tornado
1.4
Riverine Flooding
1.0

How it compares

Spray
4.4
Oregon avg.
5.7
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Spray, Oregon

Spray, in Wheeler County, is a small unincorporated community situated in the Pacific Northwest. Its oceanic climate brings mild, wet winters on the coast and semi-arid conditions inland, and in particular a high wildfire risk period in the dry summer months. These conditions collectively define the natural hazard environment that Spray residents and property owners must navigate.

Spray's overall natural disaster risk is rated 4.4/10 (Moderate) by FEMA's National Risk Index. The threat from nearby active volcanoes tops the local risk profile, with potential hazards including ash fall that disrupts air travel and agriculture, and lava that threatens infrastructure. Secondary hazards include avalanche and wildfire.

Within Oregon, Spray's risk is, slightly below the 5.7/10 state average. Nationally, it ranks near the U.S. national average of 4.5/10. FEMA's analysis of Wheeler County identifies volcano as the foremost hazard, followed by avalanche and wildfire. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Spray's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that volcano exposure is adequately protected is a worthwhile step for property owners.

What this means for Spray: Volcanic Activity preparedness

  • Protect electronics and HVAC systems from fine volcanic ash during eruptions.
  • Keep dust masks and eye protection on hand for ashfall events, which can affect breathing and visibility.
  • Monitor official volcano alert levels and have an evacuation plan for lava or lahar zones.

Local Factors for Spray

These city-level factors differentiate Spray from other communities in Wheeler County and provide geographic context for its hazard exposure.

Population

262

Rural

Geographic Zone

Pacific Coast

Tsunami, coastal flood & wildfire risk

Climate Band

Cool Continental

Latitude 44.8Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 9.0/10

Coordinates

44.7578Β° N, 119.8483Β° W

Wheeler County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Spray

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Spray

Other cities in Oregon

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.