🌍 ClimateRiskCheck

Natural Disaster Risk in Tolovana Park

Oregon

5.4out of 10
Moderate Risk

Risk Summary for Tolovana Park

Tolovana Park scores 5.4/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Tsunami.

Top Hazards

Tsunami Coastal Flooding Volcanic Activity

All 18 Hazard Scores

Tsunami
10.0
Coastal Flooding
9.9
Volcanic Activity
9.8
Earthquake
9.7
Landslide
9.0
Avalanche
8.4
Wildfire
5.1
Ice Storm
5.1
Extreme Heat
5.0
Strong Wind
3.1
Cold Wave
3.0
Winter Weather
2.8
Lightning
2.8
Hurricane
2.4
Tornado
2.3
Drought
2.3
Hail
1.6
Riverine Flooding
1.0

How it compares

Tolovana Park
5.4
Oregon avg.
5.7
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Tolovana Park, Oregon

Tolovana Park, in Clatsop County, is a small unincorporated community situated in the Pacific Northwest. Its oceanic climate brings mild, wet winters on the coast and semi-arid conditions inland, and in particular a high wildfire risk period in the dry summer months. These conditions collectively define the natural hazard environment that Tolovana Park residents and property owners must navigate.

According to FEMA's National Risk Index, Tolovana Park carries an overall risk score of 5.4/10, placing it in the moderate category. Tsunami risk is the primary coastal hazard, driven by the area's proximity to seismically active offshore zones capable of generating ocean waves that inundate low-lying coastlines. The area also faces notable exposure to coastal flood and volcano.

Within Oregon, Tolovana Park's risk is, near the 5.7/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Clatsop County identifies tsunami as the foremost hazard, followed by coastal flood and volcano. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Tolovana Park's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that tsunami exposure is adequately protected is a worthwhile step for property owners.

What this means for Tolovana Park: Tsunami preparedness

  • Standard homeowners insurance excludes tsunami flooding; flood coverage may be needed.
  • If you feel strong shaking near the coast, move to high ground immediately β€” do not wait for an official warning.
  • Learn your community evacuation routes and the location of designated assembly areas.

Local Factors for Tolovana Park

These city-level factors differentiate Tolovana Park from other communities in Clatsop County and provide geographic context for its hazard exposure.

Population

367

Rural

Geographic Zone

Pacific Coast

Tsunami, coastal flood & wildfire risk

Climate Band

Cool Continental

Latitude 45.8Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” summer fire risk

Fire score: 5.1/10

Coordinates

45.8436Β° N, 123.9516Β° W

Clatsop County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Tolovana Park

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Tolovana Park

Other cities in Oregon

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.