🌍 ClimateRiskCheck

Natural Disaster Risk in Union County

Oregon

5.5out of 10
Moderate Risk

Risk Summary for Union County

Union County scores 5.5/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Avalanche.

Top Hazards

Avalanche Wildfire Cold Wave

All 18 Hazard Scores

Avalanche
9.7
Wildfire
9.3
Cold Wave
8.6
Winter Weather
8.3
Earthquake
8.0
Landslide
7.0
Ice Storm
5.8
Tsunami
5.4
Extreme Heat
5.3
Volcanic Activity
5.1
Coastal Flooding
4.9
Lightning
3.9
Hail
3.1
Strong Wind
2.7
Drought
2.6
Hurricane
2.4
Tornado
1.8
Riverine Flooding
1.0

How it compares

Union County
5.5
Oregon avg.
5.7
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Union County, Oregon

Union County, in the United States in Oregon, is characterized by its oceanic climate β€” mild, wet winters on the coast and semi-arid conditions inland. The county faces a high wildfire risk period in the dry summer months, and its FEMA risk assessment establishes the hazard baseline shared by all the towns and cities it contains.

Union County's overall natural disaster risk is rated 5.5/10 (Moderate) by FEMA's National Risk Index. Snow avalanche exposure tops the local risk profile, with the area's mountain setting and annual snowfall loading producing regular avalanche cycles on steep slopes. Secondary hazards include wildfire and cold wave.

Within Oregon, Union County's risk is, near the 5.7/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Union County identifies avalanche as the foremost hazard, followed by wildfire and cold wave. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, Union County residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for avalanche is recommended.

What this means for Union County: Avalanche preparedness

  • Properties in runout zones may require specialized hazard assessment and insurance.
  • Check avalanche forecasts before backcountry travel and carry a beacon, probe, and shovel.
  • Be aware of slope angles and recent snow loading, which drive avalanche risk.

Cities in Union County

ZIP codes in Union County

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. For informational purposes only.