🌍 ClimateRiskCheck

Natural Disaster Risk in Bendersville

Pennsylvania

6.0out of 10
High Risk

Risk Summary for Bendersville

Bendersville scores 6.0/10 (High risk), above the U.S. average of 4.5. The leading hazard is Drought.

Top Hazards

Drought Hurricane Earthquake

All 18 Hazard Scores

Hurricane
8.9
Drought
8.9
Earthquake
7.6
Strong Wind
7.6
Winter Weather
7.5
Extreme Heat
7.3
Lightning
6.2
Ice Storm
5.5
Tsunami
5.4
Tornado
5.3
Wildfire
5.1
Volcanic Activity
5.1
Coastal Flooding
4.9
Landslide
4.7
Avalanche
4.5
Hail
4.1
Cold Wave
3.6
Riverine Flooding
1.0

How it compares

Bendersville
6.0
Pennsylvania avg.
5.9
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Bendersville, Pennsylvania

Bendersville, in Adams County, is a small community of about 537 situated along the mid-Atlantic coast. Its humid continental climate brings cold winters, warm summers, and four distinct seasons, and in particular nor'easter exposure and spring river flooding. These conditions collectively define the natural hazard environment that Bendersville residents and property owners must navigate.

According to FEMA's National Risk Index, Bendersville carries an overall risk score of 6.0/10, placing it in the high category. Drought is the leading natural hazard, with multi-year dry periods capable of depleting water supplies, devastating agriculture, and increasing wildfire risk across the region. The area also faces notable exposure to hurricane and earthquake.

Within Pennsylvania, Bendersville's risk is, near the 5.9/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Adams County identifies drought as the foremost hazard, followed by hurricane and earthquake. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a high natural disaster risk rating, Bendersville residents benefit from taking preparedness seriously. Reviewing insurance coverage for drought and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Bendersville: Drought preparedness

  • Follow local water-use restrictions, which may be enacted during severe drought conditions.
  • Adopt water-efficient landscaping and fixtures to reduce strain during extended dry periods.
  • Be aware that prolonged drought raises secondary risks including wildfire and foundation soil movement.

Local Factors for Bendersville

These city-level factors differentiate Bendersville from other communities in Adams County and provide geographic context for its hazard exposure.

Population

537

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 40.0Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 5.1/10

Coordinates

39.9838Β° N, 77.2497Β° W

Adams County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Bendersville

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Bendersville

Other cities in Pennsylvania

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.