🌍 ClimateRiskCheck

Natural Disaster Risk in Brookville

Pennsylvania

5.3out of 10
Moderate Risk

Risk Summary for Brookville

Brookville scores 5.3/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Lightning.

Top Hazards

Lightning Avalanche Winter Weather

All 18 Hazard Scores

Lightning
8.8
Avalanche
8.4
Winter Weather
8.3
Landslide
8.2
Hurricane
8.0
Strong Wind
5.4
Tsunami
5.4
Cold Wave
5.3
Volcanic Activity
5.1
Coastal Flooding
4.9
Earthquake
4.3
Tornado
4.0
Ice Storm
3.8
Hail
2.8
Wildfire
2.7
Extreme Heat
2.5
Drought
1.7
Riverine Flooding
1.0

How it compares

Brookville
5.3
Pennsylvania avg.
5.9
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Brookville, Pennsylvania

Located in the Great Lakes region in Jefferson County, Brookville is a town of roughly 9,426 residents. The humid continental climate that characterizes this part of Pennsylvania β€” marked by cold winters, warm summers, and four distinct seasons β€” directly influences the types and severity of natural hazards present, making Brookville a community where hazard awareness has real practical value.

Brookville's overall natural disaster risk is rated 5.3/10 (Moderate) by FEMA's National Risk Index. Frequent lightning strikes from an active thunderstorm environment represent the top natural hazard risk, posing safety concerns and causing fire ignitions and power outages. Secondary hazards include avalanche and winter.

Relative to other U.S. communities, Brookville's natural disaster risk is above the U.S. national average of 4.5/10, slightly below the 5.9/10 state average. The hazard distribution here is led by lightning and avalanche, as measured by FEMA across Jefferson County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Brookville's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that lightning exposure is adequately protected is a worthwhile step for property owners.

What this means for Brookville: Lightning preparedness

  • Follow the "when thunder roars, go indoors" rule and wait 30 minutes after the last thunder.
  • Avoid plumbing and corded electronics during active thunderstorms.
  • Install whole-home surge protection to shield electronics from strike-related power surges.

Local Factors for Brookville

These city-level factors differentiate Brookville from other communities in Jefferson County and provide geographic context for its hazard exposure.

Population

9,426

Small Town

Geographic Zone

Great Lakes

Lake-effect snow & wind risk

Climate Band

Moderate Continental

Latitude 41.2Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 2.7/10

Coordinates

41.1701Β° N, 79.0388Β° W

Jefferson County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Brookville

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Brookville

Other cities in Pennsylvania

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.