🌍 ClimateRiskCheck

Natural Disaster Risk in Cherry Tree

Pennsylvania

5.6out of 10
Moderate Risk

Risk Summary for Cherry Tree

Cherry Tree scores 5.6/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Landslide.

Top Hazards

Landslide Avalanche Lightning

All 18 Hazard Scores

Landslide
9.8
Avalanche
8.9
Lightning
8.6
Hurricane
8.1
Cold Wave
6.3
Hail
5.8
Earthquake
5.5
Strong Wind
5.4
Tsunami
5.4
Volcanic Activity
5.1
Tornado
5.0
Coastal Flooding
4.9
Ice Storm
4.7
Wildfire
4.6
Extreme Heat
4.1
Winter Weather
2.1
Drought
1.7
Riverine Flooding
1.0

How it compares

Cherry Tree
5.6
Pennsylvania avg.
5.9
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Cherry Tree, Pennsylvania

Located in the interior eastern United States in Indiana County, Cherry Tree is a small community of about 2,049. The humid continental climate that characterizes this part of Pennsylvania β€” marked by cold winters, warm summers, and four distinct seasons β€” directly influences the types and severity of natural hazards present, making Cherry Tree a community where hazard awareness has real practical value.

FEMA rates Cherry Tree's composite natural disaster risk at 5.6 out of 10 β€” moderate risk. Landslide and debris flow risk tops the local hazard profile, with steep terrain and periodic heavy rainfall creating conditions for rapid slope failure in vulnerable areas. Residents should also account for avalanche and lightning risk in their preparedness planning.

Relative to other U.S. communities, Cherry Tree's natural disaster risk is above the U.S. national average of 4.5/10, near the 5.9/10 state average. The hazard distribution here is led by landslide and avalanche, as measured by FEMA across Indiana County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a moderate risk rating, Cherry Tree residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for landslide is recommended.

What this means for Cherry Tree: Landslide preparedness

  • Standard insurance generally excludes landslide and earth-movement damage β€” ask about specialized coverage.
  • Have an evacuation plan ready during periods of intense or prolonged rainfall.
  • Watch for warning signs such as new cracks, tilting trees, or changes in water drainage on slopes.

Local Factors for Cherry Tree

These city-level factors differentiate Cherry Tree from other communities in Indiana County and provide geographic context for its hazard exposure.

Population

2,049

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 40.7Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 4.6/10

Coordinates

40.7355Β° N, 78.8175Β° W

Indiana County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Cherry Tree

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Cherry Tree

Other cities in Pennsylvania

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.