Natural Disaster Risk in Clearfield

Natural Hazard Profile: Clearfield, Pennsylvania

Clearfield, in Clearfield County, is a city of approximately 13,526 residents situated in the Great Lakes region. Its humid continental climate brings cold winters, warm summers, and four distinct seasons, and in particular nor'easter exposure and spring river flooding. These conditions collectively define the natural hazard environment that Clearfield residents and property owners must navigate.

Clearfield's overall natural disaster risk is rated 5.8/10 (Moderate) by FEMA's National Risk Index. Severe winter storms top the local risk profile, bringing blizzard conditions, ice storms, and extreme cold that pose health risks and cause extensive property and infrastructure damage. Secondary hazards include avalanche and lightning.

Within Pennsylvania, Clearfield's risk is, near the 5.9/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Clearfield County identifies winter as the foremost hazard, followed by avalanche and lightning. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Clearfield's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that winter exposure is adequately protected is a worthwhile step for property owners.