🌍 ClimateRiskCheck

Natural Disaster Risk in Crosby

Pennsylvania

5.0out of 10
Moderate Risk

Risk Summary for Crosby

Crosby scores 5.0/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Winter Weather.

Top Hazards

Winter Weather Avalanche Landslide

All 18 Hazard Scores

Winter Weather
8.4
Avalanche
8.3
Landslide
8.0
Lightning
7.8
Hurricane
7.4
Tsunami
5.4
Volcanic Activity
5.1
Strong Wind
4.9
Coastal Flooding
4.9
Cold Wave
4.8
Earthquake
4.4
Ice Storm
3.5
Tornado
3.4
Extreme Heat
2.2
Wildfire
2.1
Hail
1.9
Drought
1.7
Riverine Flooding
1.0

How it compares

Crosby
5.0
Pennsylvania avg.
5.9
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Crosby, Pennsylvania

Crosby, in McKean County, is a small unincorporated community situated in the Great Lakes region. Its humid continental climate brings cold winters, warm summers, and four distinct seasons, and in particular nor'easter exposure and spring river flooding. These conditions collectively define the natural hazard environment that Crosby residents and property owners must navigate.

According to FEMA's National Risk Index, Crosby carries an overall risk score of 5.0/10, placing it in the moderate category. Winter weather is the dominant natural hazard, with the area facing heavy snowfall, ice accumulation, and bitter cold that can immobilize infrastructure and create dangerous travel conditions. The area also faces notable exposure to avalanche and landslide.

Within Pennsylvania, Crosby's risk is, slightly below the 5.9/10 state average. Nationally, it ranks near the U.S. national average of 4.5/10. FEMA's analysis of McKean County identifies winter as the foremost hazard, followed by avalanche and landslide. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, Crosby residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for winter is recommended.

What this means for Crosby: Winter Weather preparedness

  • Clear roof snow loads when heavy to prevent structural strain and ice dams.
  • Insulate pipes and keep a backup heat source to prevent freezing during extended cold.
  • Maintain an emergency kit in your vehicle and home for snow- or ice-related power outages.

Local Factors for Crosby

These city-level factors differentiate Crosby from other communities in McKean County and provide geographic context for its hazard exposure.

Population

69

Rural

Geographic Zone

Great Lakes

Lake-effect snow & wind risk

Climate Band

Moderate Continental

Latitude 41.7Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 2.1/10

Coordinates

41.7467Β° N, 78.3902Β° W

McKean County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Crosby

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Crosby

Other cities in Pennsylvania

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.