🌍 ClimateRiskCheck

Natural Disaster Risk in Fairhope

Pennsylvania

5.9out of 10
Moderate Risk

Risk Summary for Fairhope

Fairhope scores 5.9/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Avalanche.

Top Hazards

Avalanche Landslide Hurricane

All 18 Hazard Scores

Avalanche
8.9
Landslide
8.4
Hurricane
8.2
Lightning
8.2
Winter Weather
7.8
Strong Wind
6.7
Hail
6.7
Earthquake
6.0
Drought
5.7
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Wildfire
4.8
Tornado
4.3
Ice Storm
4.1
Extreme Heat
3.1
Cold Wave
2.3
Riverine Flooding
1.0

How it compares

Fairhope
5.9
Pennsylvania avg.
5.9
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Fairhope, Pennsylvania

Located along the mid-Atlantic coast in Somerset County, Fairhope is a small community of about 867. The humid continental climate that characterizes this part of Pennsylvania β€” marked by cold winters, warm summers, and four distinct seasons β€” directly influences the types and severity of natural hazards present, making Fairhope a community where hazard awareness has real practical value.

Fairhope's overall natural disaster risk is rated 5.9/10 (Moderate) by FEMA's National Risk Index. The threat of avalanche is the primary natural hazard here, with winter snowpack instability on mountain terrain posing risks to roads, structures, and outdoor recreation activities. Secondary hazards include landslide and hurricane.

Relative to other U.S. communities, Fairhope's natural disaster risk is above the U.S. national average of 4.5/10, near the 5.9/10 state average. The hazard distribution here is led by avalanche and landslide, as measured by FEMA across Somerset County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a moderate risk rating, Fairhope residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for avalanche is recommended.

What this means for Fairhope: Avalanche preparedness

  • Be aware of slope angles and recent snow loading, which drive avalanche risk.
  • Properties in runout zones may require specialized hazard assessment and insurance.
  • Check avalanche forecasts before backcountry travel and carry a beacon, probe, and shovel.

Local Factors for Fairhope

These city-level factors differentiate Fairhope from other communities in Somerset County and provide geographic context for its hazard exposure.

Population

867

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 39.9Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 4.8/10

Coordinates

39.8664Β° N, 78.8323Β° W

Somerset County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Fairhope

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Fairhope

Other cities in Pennsylvania

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.