🌍 ClimateRiskCheck

Natural Disaster Risk in Garland

Pennsylvania

4.8out of 10
Moderate Risk

Risk Summary for Garland

Garland scores 4.8/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Avalanche.

Top Hazards

Avalanche Strong Wind Landslide

All 18 Hazard Scores

Avalanche
9.0
Strong Wind
8.1
Landslide
7.4
Hurricane
7.1
Lightning
6.8
Tsunami
5.4
Volcanic Activity
5.1
Winter Weather
4.9
Coastal Flooding
4.9
Cold Wave
4.4
Ice Storm
3.5
Tornado
3.2
Earthquake
3.1
Wildfire
2.3
Extreme Heat
2.2
Hail
1.9
Drought
1.7
Riverine Flooding
1.0

How it compares

Garland
4.8
Pennsylvania avg.
5.9
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Garland, Pennsylvania

Garland, in Warren County, is a small unincorporated community situated in the Great Lakes region. Its humid continental climate brings cold winters, warm summers, and four distinct seasons, and in particular nor'easter exposure and spring river flooding. These conditions collectively define the natural hazard environment that Garland residents and property owners must navigate.

Garland's overall natural disaster risk is rated 4.8/10 (Moderate) by FEMA's National Risk Index. Snow avalanche exposure tops the local risk profile, with the area's mountain setting and annual snowfall loading producing regular avalanche cycles on steep slopes. Secondary hazards include wind and landslide.

Within Pennsylvania, Garland's risk is, slightly below the 5.9/10 state average. Nationally, it ranks near the U.S. national average of 4.5/10. FEMA's analysis of Warren County identifies avalanche as the foremost hazard, followed by wind and landslide. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Garland's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that avalanche exposure is adequately protected is a worthwhile step for property owners.

What this means for Garland: Avalanche preparedness

  • Properties in runout zones may require specialized hazard assessment and insurance.
  • Check avalanche forecasts before backcountry travel and carry a beacon, probe, and shovel.
  • Be aware of slope angles and recent snow loading, which drive avalanche risk.

Local Factors for Garland

These city-level factors differentiate Garland from other communities in Warren County and provide geographic context for its hazard exposure.

Population

113

Rural

Geographic Zone

Great Lakes

Lake-effect snow & wind risk

Climate Band

Moderate Continental

Latitude 41.8Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 2.3/10

Coordinates

41.8261Β° N, 79.4731Β° W

Warren County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Garland

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Garland

Other cities in Pennsylvania

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.