🌍 ClimateRiskCheck

Natural Disaster Risk in Havertown

Pennsylvania

7.8out of 10
High Risk

Risk Summary for Havertown

Havertown scores 7.8/10 (High risk), above the U.S. average of 4.5. The leading hazard is Winter Weather.

Top Hazards

Winter Weather Extreme Heat Strong Wind

All 18 Hazard Scores

Winter Weather
9.9
Strong Wind
9.8
Extreme Heat
9.8
Lightning
9.6
Earthquake
9.5
Coastal Flooding
9.5
Tornado
9.3
Cold Wave
9.3
Hurricane
9.2
Ice Storm
8.9
Avalanche
8.3
Landslide
6.4
Drought
6.0
Tsunami
5.4
Volcanic Activity
5.1
Wildfire
3.7
Hail
2.4
Riverine Flooding
1.0

How it compares

Havertown
7.8
Pennsylvania avg.
5.9
US national avg.
4.5

Live Conditions

Checking live alerts…

🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Havertown, Pennsylvania

Havertown is a city of approximately 37,590 residents in Delaware County, along the mid-Atlantic coast. The area experiences cold winters, warm summers, and four distinct seasons, with nor'easter exposure and spring river flooding shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Havertown.

According to FEMA's National Risk Index, Havertown carries an overall risk score of 7.8/10, placing it in the high category. The area faces significant winter hazard exposure, with nor'easters, ice storms, or blizzards regularly challenging transportation networks and power infrastructure. The area also faces notable exposure to heat and wind.

Havertown's risk score, considerably above the 5.9/10 state average and well above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Delaware County, the highest-scoring are winter, heat, and wind. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Havertown's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for Havertown: Winter Weather preparedness

  • Insulate pipes and keep a backup heat source to prevent freezing during extended cold.
  • Maintain an emergency kit in your vehicle and home for snow- or ice-related power outages.
  • Clear roof snow loads when heavy to prevent structural strain and ice dams.

Local Factors for Havertown

These city-level factors differentiate Havertown from other communities in Delaware County and provide geographic context for its hazard exposure.

Population

37,590

Suburban

Geographic Zone

Atlantic Coast

Hurricane, nor'easter & coastal flood risk

Climate Band

Moderate Continental

Latitude 40.0Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 3.7/10

Coordinates

39.9772Β° N, 75.3119Β° W

Delaware County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Havertown

Last 12 months Β· Source: Open-Meteo archive

Loading climate data…

ZIP Codes in Havertown

Other cities in Pennsylvania

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.