🌍 ClimateRiskCheck

Natural Disaster Risk in Holtwood

Pennsylvania

8.1out of 10
Very High Risk

Risk Summary for Holtwood

Holtwood scores 8.1/10 (Very High risk), above the U.S. average of 4.5. The leading hazard is Winter Weather.

Top Hazards

Winter Weather Hurricane Lightning

All 18 Hazard Scores

Winter Weather
10.0
Hurricane
9.7
Lightning
9.7
Extreme Heat
9.5
Earthquake
9.4
Strong Wind
9.3
Cold Wave
9.2
Drought
9.0
Hail
8.5
Avalanche
8.5
Ice Storm
8.5
Tornado
8.2
Landslide
7.7
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Wildfire
4.5
Riverine Flooding
1.0

How it compares

Holtwood
8.1
Pennsylvania avg.
5.9
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

High-risk area β€” review your coverage carefully

Properties in very high-risk areas often require specialized coverage that standard homeowners policies do not include. Consider flood insurance through the NFIP, wildfire-specific endorsements, or earthquake riders depending on your top hazards. Premiums in these areas can be significantly higher than average.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Holtwood, Pennsylvania

Located along the mid-Atlantic coast in Lancaster County, Holtwood is a town of roughly 3,328 residents. The humid continental climate that characterizes this part of Pennsylvania β€” marked by cold winters, warm summers, and four distinct seasons β€” directly influences the types and severity of natural hazards present, making Holtwood a community where hazard awareness has real practical value.

Holtwood's overall natural disaster risk is rated 8.1/10 (Very High) by FEMA's National Risk Index. The area faces significant winter hazard exposure, with nor'easters, ice storms, or blizzards regularly challenging transportation networks and power infrastructure. Secondary hazards include hurricane and lightning.

Relative to other U.S. communities, Holtwood's natural disaster risk is well above the U.S. national average of 4.5/10, considerably above the 5.9/10 state average. The hazard distribution here is led by winter and hurricane, as measured by FEMA across Lancaster County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

The very high risk environment in Holtwood warrants proactive steps beyond standard preparedness. Review property insurance annually to ensure it covers the area's primary hazards, including winter. Establish a household emergency plan and keep supplies stocked, as the region's risk profile may require rapid response.

What this means for Holtwood: Winter Weather preparedness

  • Maintain an emergency kit in your vehicle and home for snow- or ice-related power outages.
  • Clear roof snow loads when heavy to prevent structural strain and ice dams.
  • Insulate pipes and keep a backup heat source to prevent freezing during extended cold.

Local Factors for Holtwood

These city-level factors differentiate Holtwood from other communities in Lancaster County and provide geographic context for its hazard exposure.

Population

3,328

Small Town

Geographic Zone

Atlantic Coast

Hurricane, nor'easter & coastal flood risk

Climate Band

Moderate Continental

Latitude 39.9Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 4.5/10

Coordinates

39.8573Β° N, 76.2923Β° W

Lancaster County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Holtwood

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Holtwood

Other cities in Pennsylvania

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.