🌍 ClimateRiskCheck

Natural Disaster Risk in Lake Ariel

Pennsylvania

5.4out of 10
Moderate Risk

Risk Summary for Lake Ariel

Lake Ariel scores 5.4/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Avalanche.

Top Hazards

Avalanche Hurricane Landslide

All 18 Hazard Scores

Avalanche
8.8
Hurricane
8.4
Landslide
7.8
Strong Wind
6.9
Cold Wave
6.8
Winter Weather
6.1
Lightning
5.9
Earthquake
5.4
Tsunami
5.4
Volcanic Activity
5.1
Ice Storm
5.1
Coastal Flooding
4.9
Extreme Heat
4.1
Tornado
3.9
Wildfire
3.0
Hail
2.9
Drought
1.7
Riverine Flooding
1.0

How it compares

Lake Ariel
5.4
Pennsylvania avg.
5.9
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Lake Ariel, Pennsylvania

Lake Ariel, in Wayne County, is a city of approximately 13,569 residents situated along the northeastern Atlantic Seaboard. Its humid continental climate brings cold winters, warm summers, and four distinct seasons, and in particular nor'easter exposure and spring river flooding. These conditions collectively define the natural hazard environment that Lake Ariel residents and property owners must navigate.

Lake Ariel's overall natural disaster risk is rated 5.4/10 (Moderate) by FEMA's National Risk Index. Snow avalanche exposure tops the local risk profile, with the area's mountain setting and annual snowfall loading producing regular avalanche cycles on steep slopes. Secondary hazards include hurricane and landslide.

Within Pennsylvania, Lake Ariel's risk is, slightly below the 5.9/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Wayne County identifies avalanche as the foremost hazard, followed by hurricane and landslide. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Lake Ariel's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that avalanche exposure is adequately protected is a worthwhile step for property owners.

What this means for Lake Ariel: Avalanche preparedness

  • Properties in runout zones may require specialized hazard assessment and insurance.
  • Check avalanche forecasts before backcountry travel and carry a beacon, probe, and shovel.
  • Be aware of slope angles and recent snow loading, which drive avalanche risk.

Local Factors for Lake Ariel

These city-level factors differentiate Lake Ariel from other communities in Wayne County and provide geographic context for its hazard exposure.

Population

13,569

Suburban

Geographic Zone

Atlantic Coast

Hurricane, nor'easter & coastal flood risk

Climate Band

Moderate Continental

Latitude 41.4Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 3.0/10

Coordinates

41.4387Β° N, 75.3959Β° W

Wayne County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Lake Ariel

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Lake Ariel

Other cities in Pennsylvania

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.