🌍 ClimateRiskCheck

Natural Disaster Risk in Lilly

Pennsylvania

6.4out of 10
High Risk

Risk Summary for Lilly

Lilly scores 6.4/10 (High risk), above the U.S. average of 4.5. The leading hazard is Avalanche.

Top Hazards

Avalanche Lightning Hurricane

All 18 Hazard Scores

Avalanche
9.1
Lightning
8.6
Hurricane
8.4
Landslide
8.3
Winter Weather
7.8
Strong Wind
7.7
Hail
7.6
Cold Wave
7.4
Tornado
6.8
Earthquake
6.6
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Ice Storm
4.9
Wildfire
4.8
Extreme Heat
3.2
Drought
1.7
Riverine Flooding
1.0

How it compares

Lilly
6.4
Pennsylvania avg.
5.9
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Lilly, Pennsylvania

Lilly, in Cambria County, is a small community of about 2,312 situated in the interior eastern United States. Its humid continental climate brings cold winters, warm summers, and four distinct seasons, and in particular nor'easter exposure and spring river flooding. These conditions collectively define the natural hazard environment that Lilly residents and property owners must navigate.

Lilly's overall natural disaster risk is rated 6.4/10 (High) by FEMA's National Risk Index. Snow avalanche exposure tops the local risk profile, with the area's mountain setting and annual snowfall loading producing regular avalanche cycles on steep slopes. Secondary hazards include lightning and hurricane.

Within Pennsylvania, Lilly's risk is, slightly above the 5.9/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Cambria County identifies avalanche as the foremost hazard, followed by lightning and hurricane. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Lilly's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for Lilly: Avalanche preparedness

  • Properties in runout zones may require specialized hazard assessment and insurance.
  • Check avalanche forecasts before backcountry travel and carry a beacon, probe, and shovel.
  • Be aware of slope angles and recent snow loading, which drive avalanche risk.

Local Factors for Lilly

These city-level factors differentiate Lilly from other communities in Cambria County and provide geographic context for its hazard exposure.

Population

2,312

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 40.4Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 4.8/10

Coordinates

40.4222Β° N, 78.6057Β° W

Cambria County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Lilly

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Lilly

Other cities in Pennsylvania

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.