🌍 ClimateRiskCheck

Natural Disaster Risk in Lopez

Pennsylvania

3.8out of 10
Low Risk

Risk Summary for Lopez

Lopez scores 3.8/10 (Low risk), below the U.S. average of 4.5. The leading hazard is Avalanche.

Top Hazards

Avalanche Hurricane Landslide

All 18 Hazard Scores

Avalanche
9.3
Hurricane
7.3
Landslide
6.9
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Winter Weather
3.9
Earthquake
3.4
Lightning
2.6
Ice Storm
2.6
Strong Wind
2.4
Tornado
2.3
Cold Wave
2.2
Extreme Heat
1.9
Wildfire
1.8
Drought
1.7
Hail
1.5
Riverine Flooding
1.0

How it compares

Lopez
3.8
Pennsylvania avg.
5.9
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Below-average risk β€” standard coverage likely adequate

Natural disaster risk here is below the US average. Standard homeowners insurance will typically be sufficient, but it is still worth reviewing exclusions for floods and earthquakes.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Lopez, Pennsylvania

Located in the Great Lakes region in Sullivan County, Lopez is a small unincorporated community. The humid continental climate that characterizes this part of Pennsylvania β€” marked by cold winters, warm summers, and four distinct seasons β€” directly influences the types and severity of natural hazards present, making Lopez a community where hazard awareness has real practical value.

FEMA rates Lopez's composite natural disaster risk at 3.8 out of 10 β€” low risk. Avalanche risk is the dominant natural hazard, with steep mountain terrain and heavy seasonal snowpack creating conditions for dangerous snow slides in and around the area. Residents should also account for hurricane and landslide risk in their preparedness planning.

Relative to other U.S. communities, Lopez's natural disaster risk is below the U.S. national average of 4.5/10, considerably below the 5.9/10 state average. The hazard distribution here is led by avalanche and hurricane, as measured by FEMA across Sullivan County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Despite its lower-than-average risk classification, Lopez is not immune to natural hazards. Basic preparedness β€” an emergency kit, awareness of seasonal risks, and property insurance that covers avalanche β€” remains prudent for all residents.

What this means for Lopez: Avalanche preparedness

  • Be aware of slope angles and recent snow loading, which drive avalanche risk.
  • Properties in runout zones may require specialized hazard assessment and insurance.
  • Check avalanche forecasts before backcountry travel and carry a beacon, probe, and shovel.

Local Factors for Lopez

These city-level factors differentiate Lopez from other communities in Sullivan County and provide geographic context for its hazard exposure.

Population

185

Rural

Geographic Zone

Atlantic Coast

Hurricane, nor'easter & coastal flood risk

Climate Band

Moderate Continental

Latitude 41.4Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 1.8/10

Coordinates

41.4147Β° N, 76.3205Β° W

Sullivan County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Lopez

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Lopez

Other cities in Pennsylvania

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.