🌍 ClimateRiskCheck

Natural Disaster Risk in Midland

Pennsylvania

5.9out of 10
Moderate Risk

Risk Summary for Midland

Midland scores 5.9/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Avalanche.

Top Hazards

Avalanche Landslide Strong Wind

All 18 Hazard Scores

Avalanche
8.7
Landslide
8.4
Strong Wind
8.1
Lightning
8.0
Hail
7.7
Hurricane
6.9
Ice Storm
6.9
Tornado
6.2
Earthquake
6.1
Tsunami
5.4
Extreme Heat
5.3
Volcanic Activity
5.1
Coastal Flooding
4.9
Winter Weather
4.4
Wildfire
4.3
Cold Wave
2.7
Drought
1.7
Riverine Flooding
1.0

How it compares

Midland
5.9
Pennsylvania avg.
5.9
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Midland, Pennsylvania

Midland is a town of roughly 4,070 residents in Beaver County, in the interior eastern United States. The area experiences cold winters, warm summers, and four distinct seasons, with nor'easter exposure and spring river flooding shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Midland.

FEMA rates Midland's composite natural disaster risk at 5.9 out of 10 β€” moderate risk. Snow avalanche exposure tops the local risk profile, with the area's mountain setting and annual snowfall loading producing regular avalanche cycles on steep slopes. Residents should also account for landslide and wind risk in their preparedness planning.

Midland's risk score, near the 5.9/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Beaver County, the highest-scoring are avalanche, landslide, and wind. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Midland's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that avalanche exposure is adequately protected is a worthwhile step for property owners.

What this means for Midland: Avalanche preparedness

  • Check avalanche forecasts before backcountry travel and carry a beacon, probe, and shovel.
  • Be aware of slope angles and recent snow loading, which drive avalanche risk.
  • Properties in runout zones may require specialized hazard assessment and insurance.

Local Factors for Midland

These city-level factors differentiate Midland from other communities in Beaver County and provide geographic context for its hazard exposure.

Population

4,070

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 40.7Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 4.3/10

Coordinates

40.6806Β° N, 80.4918Β° W

Beaver County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Midland

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Midland

Other cities in Pennsylvania

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.