🌍 ClimateRiskCheck

Natural Disaster Risk in Mineral Point

Pennsylvania

6.4out of 10
High Risk

Risk Summary for Mineral Point

Mineral Point scores 6.4/10 (High risk), above the U.S. average of 4.5. The leading hazard is Avalanche.

Top Hazards

Avalanche Lightning Hurricane

All 18 Hazard Scores

Avalanche
9.1
Lightning
8.6
Hurricane
8.4
Landslide
8.3
Winter Weather
7.8
Strong Wind
7.7
Hail
7.6
Cold Wave
7.4
Tornado
6.8
Earthquake
6.6
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Ice Storm
4.9
Wildfire
4.8
Extreme Heat
3.2
Drought
1.7
Riverine Flooding
1.0

How it compares

Mineral Point
6.4
Pennsylvania avg.
5.9
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Mineral Point, Pennsylvania

Located in the interior eastern United States in Cambria County, Mineral Point is a small community of about 2,185. The humid continental climate that characterizes this part of Pennsylvania β€” marked by cold winters, warm summers, and four distinct seasons β€” directly influences the types and severity of natural hazards present, making Mineral Point a community where hazard awareness has real practical value.

Mineral Point's overall natural disaster risk is rated 6.4/10 (High) by FEMA's National Risk Index. The threat of avalanche is the primary natural hazard here, with winter snowpack instability on mountain terrain posing risks to roads, structures, and outdoor recreation activities. Secondary hazards include lightning and hurricane.

Relative to other U.S. communities, Mineral Point's natural disaster risk is above the U.S. national average of 4.5/10, slightly above the 5.9/10 state average. The hazard distribution here is led by avalanche and lightning, as measured by FEMA across Cambria County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a high natural disaster risk rating, Mineral Point residents benefit from taking preparedness seriously. Reviewing insurance coverage for avalanche and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Mineral Point: Avalanche preparedness

  • Be aware of slope angles and recent snow loading, which drive avalanche risk.
  • Properties in runout zones may require specialized hazard assessment and insurance.
  • Check avalanche forecasts before backcountry travel and carry a beacon, probe, and shovel.

Local Factors for Mineral Point

These city-level factors differentiate Mineral Point from other communities in Cambria County and provide geographic context for its hazard exposure.

Population

2,185

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 40.4Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 4.8/10

Coordinates

40.4058Β° N, 78.8122Β° W

Cambria County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Mineral Point

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Mineral Point

Other cities in Pennsylvania

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.