🌍 ClimateRiskCheck

Natural Disaster Risk in Monongahela

Pennsylvania

6.0out of 10
High Risk

Risk Summary for Monongahela

Monongahela scores 6.0/10 (High risk), above the U.S. average of 4.5. The leading hazard is Landslide.

Top Hazards

Landslide Lightning Hail

All 18 Hazard Scores

Landslide
9.5
Lightning
9.0
Hail
8.5
Avalanche
8.3
Hurricane
7.3
Earthquake
6.4
Ice Storm
6.4
Tornado
5.6
Extreme Heat
5.5
Tsunami
5.4
Wildfire
5.3
Drought
5.2
Volcanic Activity
5.1
Coastal Flooding
4.9
Strong Wind
4.4
Winter Weather
2.9
Cold Wave
2.0
Riverine Flooding
1.0

How it compares

Monongahela
6.0
Pennsylvania avg.
5.9
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Monongahela, Pennsylvania

Monongahela is a city of approximately 10,525 residents in Washington County, in the interior eastern United States. The area experiences cold winters, warm summers, and four distinct seasons, with nor'easter exposure and spring river flooding shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Monongahela.

FEMA rates Monongahela's composite natural disaster risk at 6.0 out of 10 β€” high risk. The area faces significant landslide risk, where mountainous topography and saturated soils during wet periods combine to create hazardous mass movement conditions. Residents should also account for lightning and hail risk in their preparedness planning.

Monongahela's risk score, near the 5.9/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Washington County, the highest-scoring are landslide, lightning, and hail. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a high natural disaster risk rating, Monongahela residents benefit from taking preparedness seriously. Reviewing insurance coverage for landslide and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Monongahela: Landslide preparedness

  • Watch for warning signs such as new cracks, tilting trees, or changes in water drainage on slopes.
  • Standard insurance generally excludes landslide and earth-movement damage β€” ask about specialized coverage.
  • Have an evacuation plan ready during periods of intense or prolonged rainfall.

Local Factors for Monongahela

These city-level factors differentiate Monongahela from other communities in Washington County and provide geographic context for its hazard exposure.

Population

10,525

Suburban

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 40.2Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 5.3/10

Coordinates

40.1949Β° N, 79.9223Β° W

Washington County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Monongahela

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Monongahela

Other cities in Pennsylvania

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.