🌍 ClimateRiskCheck

Natural Disaster Risk in Monroeton

Pennsylvania

5.2out of 10
Moderate Risk

Risk Summary for Monroeton

Monroeton scores 5.2/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Lightning.

Top Hazards

Lightning Avalanche Landslide

All 18 Hazard Scores

Lightning
9.2
Avalanche
9.1
Landslide
8.4
Hurricane
8.0
Ice Storm
5.7
Tsunami
5.4
Earthquake
5.2
Volcanic Activity
5.1
Coastal Flooding
4.9
Cold Wave
4.9
Extreme Heat
4.2
Tornado
4.0
Strong Wind
3.7
Wildfire
3.1
Hail
3.0
Winter Weather
2.1
Drought
1.7
Riverine Flooding
1.0

How it compares

Monroeton
5.2
Pennsylvania avg.
5.9
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Monroeton, Pennsylvania

Located in the Great Lakes region in Bradford County, Monroeton is a small community of about 1,924. The humid continental climate that characterizes this part of Pennsylvania β€” marked by cold winters, warm summers, and four distinct seasons β€” directly influences the types and severity of natural hazards present, making Monroeton a community where hazard awareness has real practical value.

FEMA rates Monroeton's composite natural disaster risk at 5.2 out of 10 β€” moderate risk. Lightning from frequent convective storms is the leading natural hazard, with above-average strike density creating risks for outdoor activities, trees, and sensitive infrastructure. Residents should also account for avalanche and landslide risk in their preparedness planning.

Relative to other U.S. communities, Monroeton's natural disaster risk is above the U.S. national average of 4.5/10, slightly below the 5.9/10 state average. The hazard distribution here is led by lightning and avalanche, as measured by FEMA across Bradford County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Monroeton's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that lightning exposure is adequately protected is a worthwhile step for property owners.

What this means for Monroeton: Lightning preparedness

  • Follow the "when thunder roars, go indoors" rule and wait 30 minutes after the last thunder.
  • Avoid plumbing and corded electronics during active thunderstorms.
  • Install whole-home surge protection to shield electronics from strike-related power surges.

Local Factors for Monroeton

These city-level factors differentiate Monroeton from other communities in Bradford County and provide geographic context for its hazard exposure.

Population

1,924

Small Town

Geographic Zone

Atlantic Coast

Hurricane, nor'easter & coastal flood risk

Climate Band

Moderate Continental

Latitude 41.7Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 3.1/10

Coordinates

41.6763Β° N, 76.5564Β° W

Bradford County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Monroeton

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Monroeton

Other cities in Pennsylvania

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.