🌍 ClimateRiskCheck

Natural Disaster Risk in North Apollo

Pennsylvania

4.8out of 10
Moderate Risk

Risk Summary for North Apollo

North Apollo scores 4.8/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Avalanche.

Top Hazards

Avalanche Landslide Lightning

All 18 Hazard Scores

Avalanche
9.1
Landslide
8.7
Lightning
7.5
Hurricane
6.8
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Hail
4.4
Earthquake
4.3
Tornado
4.2
Strong Wind
4.0
Extreme Heat
4.0
Ice Storm
4.0
Wildfire
3.2
Cold Wave
2.1
Drought
1.7
Winter Weather
1.7
Riverine Flooding
1.0

How it compares

North Apollo
4.8
Pennsylvania avg.
5.9
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: North Apollo, Pennsylvania

North Apollo is a small community of about 1,156 in Armstrong County, in the interior eastern United States. The area experiences cold winters, warm summers, and four distinct seasons, with nor'easter exposure and spring river flooding shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in North Apollo.

FEMA rates North Apollo's composite natural disaster risk at 4.8 out of 10 β€” moderate risk. Snow avalanche exposure tops the local risk profile, with the area's mountain setting and annual snowfall loading producing regular avalanche cycles on steep slopes. Residents should also account for landslide and lightning risk in their preparedness planning.

North Apollo's risk score, slightly below the 5.9/10 state average and near the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Armstrong County, the highest-scoring are avalanche, landslide, and lightning. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

North Apollo's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that avalanche exposure is adequately protected is a worthwhile step for property owners.

What this means for North Apollo: Avalanche preparedness

  • Check avalanche forecasts before backcountry travel and carry a beacon, probe, and shovel.
  • Be aware of slope angles and recent snow loading, which drive avalanche risk.
  • Properties in runout zones may require specialized hazard assessment and insurance.

Local Factors for North Apollo

These city-level factors differentiate North Apollo from other communities in Armstrong County and provide geographic context for its hazard exposure.

Population

1,156

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 40.6Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 3.2/10

Coordinates

40.5938Β° N, 79.5563Β° W

Armstrong County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for North Apollo

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in North Apollo

Other cities in Pennsylvania

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.