🌍 ClimateRiskCheck

Natural Disaster Risk in Ramey

Pennsylvania

5.8out of 10
Moderate Risk

Risk Summary for Ramey

Ramey scores 5.8/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Winter Weather.

Top Hazards

Winter Weather Avalanche Lightning

All 18 Hazard Scores

Winter Weather
9.1
Avalanche
9.0
Lightning
8.6
Strong Wind
8.5
Landslide
8.4
Hurricane
8.1
Cold Wave
6.3
Tsunami
5.4
Volcanic Activity
5.1
Earthquake
5.0
Coastal Flooding
4.9
Tornado
4.8
Ice Storm
4.7
Wildfire
4.2
Hail
2.8
Extreme Heat
2.8
Drought
1.7
Riverine Flooding
1.0

How it compares

Ramey
5.8
Pennsylvania avg.
5.9
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Ramey, Pennsylvania

Located in the interior eastern United States in Clearfield County, Ramey is a small unincorporated community. The humid continental climate that characterizes this part of Pennsylvania β€” marked by cold winters, warm summers, and four distinct seasons β€” directly influences the types and severity of natural hazards present, making Ramey a community where hazard awareness has real practical value.

FEMA rates Ramey's composite natural disaster risk at 5.8 out of 10 β€” moderate risk. Winter weather is the dominant natural hazard, with the area facing heavy snowfall, ice accumulation, and bitter cold that can immobilize infrastructure and create dangerous travel conditions. Residents should also account for avalanche and lightning risk in their preparedness planning.

Relative to other U.S. communities, Ramey's natural disaster risk is above the U.S. national average of 4.5/10, near the 5.9/10 state average. The hazard distribution here is led by winter and avalanche, as measured by FEMA across Clearfield County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a moderate risk rating, Ramey residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for winter is recommended.

What this means for Ramey: Winter Weather preparedness

  • Maintain an emergency kit in your vehicle and home for snow- or ice-related power outages.
  • Clear roof snow loads when heavy to prevent structural strain and ice dams.
  • Insulate pipes and keep a backup heat source to prevent freezing during extended cold.

Local Factors for Ramey

These city-level factors differentiate Ramey from other communities in Clearfield County and provide geographic context for its hazard exposure.

Population

411

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 40.8Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 4.2/10

Coordinates

40.7941Β° N, 78.4020Β° W

Clearfield County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Ramey

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Ramey

Other cities in Pennsylvania

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.