🌍 ClimateRiskCheck

Natural Disaster Risk in Saxton

Pennsylvania

5.1out of 10
Moderate Risk

Risk Summary for Saxton

Saxton scores 5.1/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Landslide.

Top Hazards

Landslide Avalanche Hurricane

All 18 Hazard Scores

Landslide
9.3
Avalanche
9.2
Hurricane
8.5
Strong Wind
5.9
Tsunami
5.4
Earthquake
5.1
Volcanic Activity
5.1
Lightning
5.0
Coastal Flooding
4.9
Winter Weather
4.6
Hail
4.2
Extreme Heat
4.0
Wildfire
3.8
Drought
3.8
Tornado
3.5
Ice Storm
3.3
Cold Wave
1.9
Riverine Flooding
1.0

How it compares

Saxton
5.1
Pennsylvania avg.
5.9
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Saxton, Pennsylvania

Located in the interior eastern United States in Bedford County, Saxton is a small community of about 2,452. The humid continental climate that characterizes this part of Pennsylvania β€” marked by cold winters, warm summers, and four distinct seasons β€” directly influences the types and severity of natural hazards present, making Saxton a community where hazard awareness has real practical value.

Saxton's overall natural disaster risk is rated 5.1/10 (Moderate) by FEMA's National Risk Index. Slope instability and debris flows are the primary natural hazard, driven by a combination of local geology, precipitation intensity, and terrain that creates susceptibility to failure. Secondary hazards include avalanche and hurricane.

Relative to other U.S. communities, Saxton's natural disaster risk is above the U.S. national average of 4.5/10, slightly below the 5.9/10 state average. The hazard distribution here is led by landslide and avalanche, as measured by FEMA across Bedford County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Saxton's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that landslide exposure is adequately protected is a worthwhile step for property owners.

What this means for Saxton: Landslide preparedness

  • Standard insurance generally excludes landslide and earth-movement damage β€” ask about specialized coverage.
  • Have an evacuation plan ready during periods of intense or prolonged rainfall.
  • Watch for warning signs such as new cracks, tilting trees, or changes in water drainage on slopes.

Local Factors for Saxton

These city-level factors differentiate Saxton from other communities in Bedford County and provide geographic context for its hazard exposure.

Population

2,452

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 40.2Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 3.8/10

Coordinates

40.2252Β° N, 78.2342Β° W

Bedford County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Saxton

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Saxton

Other cities in Pennsylvania

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.