🌍 ClimateRiskCheck

Natural Disaster Risk in Scottdale

Pennsylvania

6.8out of 10
High Risk

Risk Summary for Scottdale

Scottdale scores 6.8/10 (High risk), above the U.S. average of 4.5. The leading hazard is Lightning.

Top Hazards

Lightning Landslide Strong Wind

All 18 Hazard Scores

Lightning
9.6
Landslide
9.2
Strong Wind
9.1
Avalanche
8.9
Hail
8.8
Hurricane
7.9
Earthquake
7.7
Winter Weather
7.4
Ice Storm
6.9
Extreme Heat
6.5
Tornado
6.1
Wildfire
6.0
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Drought
3.4
Cold Wave
2.5
Riverine Flooding
1.0

How it compares

Scottdale
6.8
Pennsylvania avg.
5.9
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Scottdale, Pennsylvania

Scottdale is a town of roughly 7,643 residents in Westmoreland County, in the interior eastern United States. The area experiences cold winters, warm summers, and four distinct seasons, with nor'easter exposure and spring river flooding shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Scottdale.

According to FEMA's National Risk Index, Scottdale carries an overall risk score of 6.8/10, placing it in the high category. Frequent lightning strikes from an active thunderstorm environment represent the top natural hazard risk, posing safety concerns and causing fire ignitions and power outages. The area also faces notable exposure to landslide and wind.

Scottdale's risk score, slightly above the 5.9/10 state average and well above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Westmoreland County, the highest-scoring are lightning, landslide, and wind. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a high natural disaster risk rating, Scottdale residents benefit from taking preparedness seriously. Reviewing insurance coverage for lightning and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Scottdale: Lightning preparedness

  • Install whole-home surge protection to shield electronics from strike-related power surges.
  • Follow the "when thunder roars, go indoors" rule and wait 30 minutes after the last thunder.
  • Avoid plumbing and corded electronics during active thunderstorms.

Local Factors for Scottdale

These city-level factors differentiate Scottdale from other communities in Westmoreland County and provide geographic context for its hazard exposure.

Population

7,643

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 40.1Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 6.0/10

Coordinates

40.1093Β° N, 79.6049Β° W

Westmoreland County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Scottdale

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Scottdale

Other cities in Pennsylvania

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.