🌍 ClimateRiskCheck

Natural Disaster Risk in Shirleysburg

Pennsylvania

5.2out of 10
Moderate Risk

Risk Summary for Shirleysburg

Shirleysburg scores 5.2/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Avalanche.

Top Hazards

Avalanche Strong Wind Landslide

All 18 Hazard Scores

Avalanche
9.3
Strong Wind
9.1
Landslide
9.0
Hurricane
8.1
Winter Weather
7.9
Tsunami
5.4
Volcanic Activity
5.1
Earthquake
4.9
Coastal Flooding
4.9
Lightning
4.3
Extreme Heat
3.8
Tornado
3.6
Wildfire
3.3
Hail
3.0
Ice Storm
2.5
Cold Wave
2.0
Drought
1.7
Riverine Flooding
1.0

How it compares

Shirleysburg
5.2
Pennsylvania avg.
5.9
US national avg.
4.5

Live Conditions

Checking live alerts…

🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Shirleysburg, Pennsylvania

Shirleysburg, in Huntingdon County, is a small community of about 1,090 situated in the interior eastern United States. Its humid continental climate brings cold winters, warm summers, and four distinct seasons, and in particular nor'easter exposure and spring river flooding. These conditions collectively define the natural hazard environment that Shirleysburg residents and property owners must navigate.

Shirleysburg's overall natural disaster risk is rated 5.2/10 (Moderate) by FEMA's National Risk Index. Snow avalanche exposure tops the local risk profile, with the area's mountain setting and annual snowfall loading producing regular avalanche cycles on steep slopes. Secondary hazards include wind and landslide.

Within Pennsylvania, Shirleysburg's risk is, slightly below the 5.9/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Huntingdon County identifies avalanche as the foremost hazard, followed by wind and landslide. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Shirleysburg's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that avalanche exposure is adequately protected is a worthwhile step for property owners.

What this means for Shirleysburg: Avalanche preparedness

  • Properties in runout zones may require specialized hazard assessment and insurance.
  • Check avalanche forecasts before backcountry travel and carry a beacon, probe, and shovel.
  • Be aware of slope angles and recent snow loading, which drive avalanche risk.

Local Factors for Shirleysburg

These city-level factors differentiate Shirleysburg from other communities in Huntingdon County and provide geographic context for its hazard exposure.

Population

1,090

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 40.3Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 3.3/10

Coordinates

40.2977Β° N, 77.8949Β° W

Huntingdon County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Shirleysburg

Last 12 months Β· Source: Open-Meteo archive

Loading climate data…

ZIP Codes in Shirleysburg

Other cities in Pennsylvania

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.