Natural Disaster Risk in Stevens
Pennsylvania
Risk Summary for Stevens
Stevens scores 8.1/10 (Very High risk), above the U.S. average of 4.5. The leading hazard is Winter Weather.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
π What this means for insurance
High-risk area β review your coverage carefully
Properties in very high-risk areas often require specialized coverage that standard homeowners policies do not include. Consider flood insurance through the NFIP, wildfire-specific endorsements, or earthquake riders depending on your top hazards. Premiums in these areas can be significantly higher than average.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Stevens, Pennsylvania
Stevens is a town of roughly 7,504 residents in Lancaster County, in the interior eastern United States. The area experiences cold winters, warm summers, and four distinct seasons, with nor'easter exposure and spring river flooding shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Stevens.
According to FEMA's National Risk Index, Stevens carries an overall risk score of 8.1/10, placing it in the very high category. The area faces significant winter hazard exposure, with nor'easters, ice storms, or blizzards regularly challenging transportation networks and power infrastructure. The area also faces notable exposure to hurricane and lightning.
Stevens's risk score, considerably above the 5.9/10 state average and well above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Lancaster County, the highest-scoring are winter, hurricane, and lightning. These scores reflect county-level data and represent the baseline risk that all communities in the county share.
The very high risk environment in Stevens warrants proactive steps beyond standard preparedness. Review property insurance annually to ensure it covers the area's primary hazards, including winter. Establish a household emergency plan and keep supplies stocked, as the region's risk profile may require rapid response.
What this means for Stevens: Winter Weather preparedness
- Insulate pipes and keep a backup heat source to prevent freezing during extended cold.
- Maintain an emergency kit in your vehicle and home for snow- or ice-related power outages.
- Clear roof snow loads when heavy to prevent structural strain and ice dams.
Local Factors for Stevens
These city-level factors differentiate Stevens from other communities in Lancaster County and provide geographic context for its hazard exposure.
Population
7,504
Small TownGeographic Zone
Atlantic Coast
Hurricane, nor'easter & coastal flood risk
Climate Band
Moderate Continental
Latitude 40.2Β°
Flood Terrain
Minimal β county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
Lower β moist climate limits wildfire frequency
Fire score: 4.5/10
Coordinates
40.2240Β° N, 76.1641Β° W
Lancaster County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Stevens
Last 12 months Β· Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Stevens
Other cities in Pennsylvania
Data source: FEMA National Risk Index (NRI). Scores normalized to 1β10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.