🌍 ClimateRiskCheck

Natural Disaster Risk in Torrance

Pennsylvania

6.8out of 10
High Risk

Risk Summary for Torrance

Torrance scores 6.8/10 (High risk), above the U.S. average of 4.5. The leading hazard is Lightning.

Top Hazards

Lightning Landslide Strong Wind

All 18 Hazard Scores

Lightning
9.6
Landslide
9.2
Strong Wind
9.1
Avalanche
8.9
Hail
8.8
Hurricane
7.9
Earthquake
7.7
Winter Weather
7.4
Ice Storm
6.9
Extreme Heat
6.5
Tornado
6.1
Wildfire
6.0
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Drought
3.4
Cold Wave
2.5
Riverine Flooding
1.0

How it compares

Torrance
6.8
Pennsylvania avg.
5.9
US national avg.
4.5

Live Conditions

Checking live alerts…

🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Torrance, Pennsylvania

Located in the interior eastern United States in Westmoreland County, Torrance is a small community of about 526. The humid continental climate that characterizes this part of Pennsylvania β€” marked by cold winters, warm summers, and four distinct seasons β€” directly influences the types and severity of natural hazards present, making Torrance a community where hazard awareness has real practical value.

FEMA rates Torrance's composite natural disaster risk at 6.8 out of 10 β€” high risk. Lightning from frequent convective storms is the leading natural hazard, with above-average strike density creating risks for outdoor activities, trees, and sensitive infrastructure. Residents should also account for landslide and wind risk in their preparedness planning.

Relative to other U.S. communities, Torrance's natural disaster risk is well above the U.S. national average of 4.5/10, slightly above the 5.9/10 state average. The hazard distribution here is led by lightning and landslide, as measured by FEMA across Westmoreland County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Torrance's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for Torrance: Lightning preparedness

  • Follow the "when thunder roars, go indoors" rule and wait 30 minutes after the last thunder.
  • Avoid plumbing and corded electronics during active thunderstorms.
  • Install whole-home surge protection to shield electronics from strike-related power surges.

Local Factors for Torrance

These city-level factors differentiate Torrance from other communities in Westmoreland County and provide geographic context for its hazard exposure.

Population

526

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 40.4Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 6.0/10

Coordinates

40.4001Β° N, 79.2185Β° W

Westmoreland County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Torrance

Last 12 months Β· Source: Open-Meteo archive

Loading climate data…

ZIP Codes in Torrance

Other cities in Pennsylvania

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.