Natural Disaster Risk in Troy

Natural Hazard Profile: Troy, Pennsylvania

Located in the Great Lakes region in Bradford County, Troy is a town of roughly 4,797 residents. The humid continental climate that characterizes this part of Pennsylvania — marked by cold winters, warm summers, and four distinct seasons — directly influences the types and severity of natural hazards present, making Troy a community where hazard awareness has real practical value.

Troy's overall natural disaster risk is rated 5.2/10 (Moderate) by FEMA's National Risk Index. Frequent lightning strikes from an active thunderstorm environment represent the top natural hazard risk, posing safety concerns and causing fire ignitions and power outages. Secondary hazards include avalanche and landslide.

Relative to other U.S. communities, Troy's natural disaster risk is above the U.S. national average of 4.5/10, slightly below the 5.9/10 state average. The hazard distribution here is led by lightning and avalanche, as measured by FEMA across Bradford County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a moderate risk rating, Troy residents are well-served by maintaining standard preparedness practices — an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for lightning is recommended.