🌍 ClimateRiskCheck

Natural Disaster Risk in Upper Darby

Pennsylvania

7.8out of 10
High Risk

Risk Summary for Upper Darby

Upper Darby scores 7.8/10 (High risk), above the U.S. average of 4.5. The leading hazard is Winter Weather.

Top Hazards

Winter Weather Extreme Heat Strong Wind

All 18 Hazard Scores

Winter Weather
9.9
Strong Wind
9.8
Extreme Heat
9.8
Lightning
9.6
Earthquake
9.5
Coastal Flooding
9.5
Tornado
9.3
Cold Wave
9.3
Hurricane
9.2
Ice Storm
8.9
Avalanche
8.3
Landslide
6.4
Drought
6.0
Tsunami
5.4
Volcanic Activity
5.1
Wildfire
3.7
Hail
2.4
Riverine Flooding
1.0

How it compares

Upper Darby
7.8
Pennsylvania avg.
5.9
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Upper Darby, Pennsylvania

Upper Darby, in Delaware County, is a city of approximately 41,541 residents situated along the mid-Atlantic coast. Its humid continental climate brings cold winters, warm summers, and four distinct seasons, and in particular nor'easter exposure and spring river flooding. These conditions collectively define the natural hazard environment that Upper Darby residents and property owners must navigate.

According to FEMA's National Risk Index, Upper Darby carries an overall risk score of 7.8/10, placing it in the high category. Winter weather is the dominant natural hazard, with the area facing heavy snowfall, ice accumulation, and bitter cold that can immobilize infrastructure and create dangerous travel conditions. The area also faces notable exposure to heat and wind.

Within Pennsylvania, Upper Darby's risk is, considerably above the 5.9/10 state average. Nationally, it ranks well above the U.S. national average of 4.5/10. FEMA's analysis of Delaware County identifies winter as the foremost hazard, followed by heat and wind. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a high natural disaster risk rating, Upper Darby residents benefit from taking preparedness seriously. Reviewing insurance coverage for winter and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Upper Darby: Winter Weather preparedness

  • Clear roof snow loads when heavy to prevent structural strain and ice dams.
  • Insulate pipes and keep a backup heat source to prevent freezing during extended cold.
  • Maintain an emergency kit in your vehicle and home for snow- or ice-related power outages.

Local Factors for Upper Darby

These city-level factors differentiate Upper Darby from other communities in Delaware County and provide geographic context for its hazard exposure.

Population

41,541

Suburban

Geographic Zone

Atlantic Coast

Hurricane, nor'easter & coastal flood risk

Climate Band

Moderate Continental

Latitude 40.0Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 3.7/10

Coordinates

39.9604Β° N, 75.2703Β° W

Delaware County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Upper Darby

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Upper Darby

Other cities in Pennsylvania

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.