🌍 ClimateRiskCheck

Natural Disaster Risk in Waterfall

Pennsylvania

4.3out of 10
Moderate Risk

Risk Summary for Waterfall

Waterfall scores 4.3/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Landslide.

Top Hazards

Landslide Avalanche Hurricane

All 18 Hazard Scores

Landslide
8.6
Avalanche
8.5
Hurricane
8.1
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Earthquake
4.2
Strong Wind
4.2
Drought
3.5
Wildfire
3.2
Winter Weather
3.2
Extreme Heat
2.9
Hail
2.8
Tornado
2.6
Ice Storm
2.5
Lightning
2.3
Cold Wave
1.7
Riverine Flooding
1.0

How it compares

Waterfall
4.3
Pennsylvania avg.
5.9
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Waterfall, Pennsylvania

Waterfall is a small unincorporated community in Fulton County, in the interior eastern United States. The area experiences cold winters, warm summers, and four distinct seasons, with nor'easter exposure and spring river flooding shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Waterfall.

FEMA rates Waterfall's composite natural disaster risk at 4.3 out of 10 β€” moderate risk. The area faces significant landslide risk, where mountainous topography and saturated soils during wet periods combine to create hazardous mass movement conditions. Residents should also account for avalanche and hurricane risk in their preparedness planning.

Waterfall's risk score, considerably below the 5.9/10 state average and near the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Fulton County, the highest-scoring are landslide, avalanche, and hurricane. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a moderate risk rating, Waterfall residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for landslide is recommended.

What this means for Waterfall: Landslide preparedness

  • Watch for warning signs such as new cracks, tilting trees, or changes in water drainage on slopes.
  • Standard insurance generally excludes landslide and earth-movement damage β€” ask about specialized coverage.
  • Have an evacuation plan ready during periods of intense or prolonged rainfall.

Local Factors for Waterfall

These city-level factors differentiate Waterfall from other communities in Fulton County and provide geographic context for its hazard exposure.

Population

389

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 40.1Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 3.2/10

Coordinates

40.1074Β° N, 78.1003Β° W

Fulton County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Waterfall

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Waterfall

Other cities in Pennsylvania

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.