🌍 ClimateRiskCheck

Natural Disaster Risk in Waverly

Pennsylvania

6.8out of 10
High Risk

Risk Summary for Waverly

Waverly scores 6.8/10 (High risk), above the U.S. average of 4.5. The leading hazard is Winter Weather.

Top Hazards

Winter Weather Lightning Cold Wave

All 18 Hazard Scores

Winter Weather
9.3
Lightning
9.2
Cold Wave
9.1
Hurricane
8.8
Avalanche
8.8
Extreme Heat
8.6
Earthquake
7.8
Landslide
7.6
Ice Storm
7.4
Tornado
7.2
Strong Wind
6.7
Tsunami
5.4
Volcanic Activity
5.1
Wildfire
4.9
Coastal Flooding
4.9
Hail
3.6
Drought
1.7
Riverine Flooding
1.0

How it compares

Waverly
6.8
Pennsylvania avg.
5.9
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Waverly, Pennsylvania

Waverly, in Lackawanna County, is a small community of about 667 situated along the northeastern Atlantic Seaboard. Its humid continental climate brings cold winters, warm summers, and four distinct seasons, and in particular nor'easter exposure and spring river flooding. These conditions collectively define the natural hazard environment that Waverly residents and property owners must navigate.

According to FEMA's National Risk Index, Waverly carries an overall risk score of 6.8/10, placing it in the high category. Winter weather is the dominant natural hazard, with the area facing heavy snowfall, ice accumulation, and bitter cold that can immobilize infrastructure and create dangerous travel conditions. The area also faces notable exposure to lightning and cold wave.

Within Pennsylvania, Waverly's risk is, slightly above the 5.9/10 state average. Nationally, it ranks well above the U.S. national average of 4.5/10. FEMA's analysis of Lackawanna County identifies winter as the foremost hazard, followed by lightning and cold wave. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Waverly's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for Waverly: Winter Weather preparedness

  • Clear roof snow loads when heavy to prevent structural strain and ice dams.
  • Insulate pipes and keep a backup heat source to prevent freezing during extended cold.
  • Maintain an emergency kit in your vehicle and home for snow- or ice-related power outages.

Local Factors for Waverly

These city-level factors differentiate Waverly from other communities in Lackawanna County and provide geographic context for its hazard exposure.

Population

667

Rural

Geographic Zone

Atlantic Coast

Hurricane, nor'easter & coastal flood risk

Climate Band

Moderate Continental

Latitude 41.5Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 4.9/10

Coordinates

41.5291Β° N, 75.6981Β° W

Lackawanna County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Waverly

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Waverly

Other cities in Pennsylvania

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.