🌍 ClimateRiskCheck

Natural Disaster Risk in Coto Laurel

PR

2.2out of 10
Low Risk

Risk Summary for Coto Laurel

Coto Laurel scores 2.2/10 (Low risk), below the U.S. average of 4.5. The leading hazard is Tsunami.

Top Hazards

Tsunami Volcanic Activity Coastal Flooding

All 18 Hazard Scores

Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Hurricane
2.4
Drought
1.7
Ice Storm
1.3
Strong Wind
1.2
Extreme Heat
1.2
Winter Weather
1.2
Cold Wave
1.2
Wildfire
1.1
Earthquake
1.1
Tornado
1.1
Hail
1.1
Lightning
1.1
Landslide
1.1
Riverine Flooding
1.0

How it compares

Coto Laurel
2.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Below-average risk β€” standard coverage likely adequate

Natural disaster risk here is below the US average. Standard homeowners insurance will typically be sufficient, but it is still worth reviewing exclusions for floods and earthquakes.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Coto Laurel, PR

Located near the Atlantic Coast of the southeastern United States in Ponce County, Coto Laurel is a city of approximately 13,446 residents. The temperate continental climate that characterizes this part of PR β€” marked by a temperate continental climate with four seasons β€” directly influences the types and severity of natural hazards present, making Coto Laurel a community where hazard awareness has real practical value.

Coto Laurel's overall natural disaster risk is rated 2.2/10 (Low) by FEMA's National Risk Index. Coastal tsunami exposure is the dominant hazard concern, with the regional tectonic environment capable of generating both local and distant-source tsunami waves. Secondary hazards include volcano and coastal flood.

Relative to other U.S. communities, Coto Laurel's natural disaster risk is well below the U.S. national average of 4.5/10. The hazard distribution here is led by tsunami and volcano, as measured by FEMA across Ponce County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Coto Laurel carries a below-average natural disaster risk, reflecting fewer and less severe hazard exposures than typical U.S. communities. Even so, the area's primary risk β€” tsunami β€” warrants awareness and appropriate insurance coverage, as lower risk does not mean zero risk.

What this means for Coto Laurel: Tsunami preparedness

  • Learn your community evacuation routes and the location of designated assembly areas.
  • Standard homeowners insurance excludes tsunami flooding; flood coverage may be needed.
  • If you feel strong shaking near the coast, move to high ground immediately β€” do not wait for an official warning.

Local Factors for Coto Laurel

These city-level factors differentiate Coto Laurel from other communities in Ponce County and provide geographic context for its hazard exposure.

Population

13,446

Suburban

Geographic Zone

SE Atlantic Coast

Hurricane & coastal flood risk

Climate Band

Tropical / Subtropical

Latitude 18.1Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 1.1/10

Coordinates

18.1000Β° N, 66.5703Β° W

Ponce County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Coto Laurel

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Coto Laurel

Other cities in PR

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.